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Your 'Next' Mortgage - 10% down and No PMI
When the time comes to buy a new house, you can get your 'next' mortgage at Fox Valley Savings Bank. Whether it is your 2nd, 3rd, 5th or 10th house you won't have to pay PMI (Private Mortgage Insurance). Even if you don't have your current mortgage with us, your 'next' mortgage will include: 10% down, a great rate, and the expertise of our lenders. This is an Adjustable Rate Mortgage for purchases only and does not include re-financing your current mortgage.
Talk to one of our helpful lenders today to find out how to qualify!
Fond du Lac
Ruth Brunette
(920)907-8663, brunette@fvsbank.com
Chris Carrollo
(920)907-8664, carrollo@fvsbank.com
Kathy Nachtwey
(920)907-8678, nachtwey@fvsbank.com
Oshkosh
Matt Bakalars
(920)231-1163, bakalars@fvsbank.com
Waupun
Dave Gerritson
(920)324-5528, dcg@fvsbank.com
Mortgage Loan Rates
| Type | Rate | APR | Initial Rate Lock |
| 15 Year Fixed | 6.00% | 6.01% | Life of Loan |
| 20 Year Fixed | 6.40% | 6.41% | Life of Loan |
| 30 Year Fixed | 6.50% | 6.51% | Life of Loan |
| 1 Year ARM - as low as | 5.65% | 5.73% | 1 Year |
| 1 Year ARM - as low as | 5.65% | 5.73% | 3 Years |
| 1 Year ARM - as low as | 5.99% | 5.85% | 5 Years |
APR is Annual Percentage Rate. Rates effective July 2, 2008; subject to change at any time. On ARM loans the APR may increase or decrease, according to the index, after the initial rate lock period. The rates shown are for 1-2 family, owner-occupied properties. Fixed rates require 20% down to avoid the private mortgage insurance (PMI). ARM loans require only 10% down to avoid PMI.
Construction Loan Rates
| Type | Rate | APR | Initial Rate Lock |
| 15 Year Fixed | 6.55% | 6.56% | Life of Loan |
| 20 Year Fixed | 6.85% | 6.86% | Life of Loan |
| 30 Year Fixed | 6.85% | 6.86% | Life of Loan |
| 1 Year ARM - as low as | 5.65% | 5.73% | 1 Year |
| 1 Year ARM - as low as | 5.65% | 5.73% | 3 Years |
| 1 Year ARM - as low as | 5.99% | 5.85% | 5 Years |
APR is Annual Percentage Rate. Rates effective July 2, 2008; subject to change at any time. On ARM loans the APR may increase or decrease, according to the index, after the initial rate lock period. The rates shown are for 1-2 family, owner-occupied properties. Ask for information about investment properties, vacation homes, and commercial real estate.
First Time Home Buyer
| Type | Rate | APR | Initial Rate Lock |
| 15 Year Fixed | 6.00% | 6.01% | Life of Loan |
| 20 Year Fixed | 6.40% | 6.41% | Life of Loan |
| 30 Year Fixed | 6.50% | 6.51% | Life of Loan |
| 1 Year ARM - as low as | 5.65% | 5.73% | 1 Year |
| 1 Year ARM - as low as | 5.65% | 5.73% | 3 Years |
| 1 Year ARM - as low as | 5.99% | 5.85% | 5 Years |
APR is Annual Percentage Rate. Rates effective July 2, 2008; subject to change at any time. On ARM loans the APR may increase or decrease, according to the index, after the initial rate lock period. The rates shown are for 1-2 family, owner-occupied properties. Fixed rates require 20% down to avoid the private mortgage insurance (PMI). ARM loans require only 10% down to avoid PMI.
Home Equity Loan Rates
| APR - as low as | APR w/ Checking and Autopay - as low as | Term in Months | |
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Vehicle
| Type | APR - as low as | APR w/ Primary Checking and Autopay - as low as | Term in months | |
| New Vehicle |
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| Type | APR - as low as | APR w/ Primary Checking and Autopay - as low as | Term in months | |
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Personal Loan Rates
| Terms in Months | APR - as low as | Minimum Loan |
| Up to 36 Months |
| $2,500 |
| Up to 60 Months |
| $2,500 |
Recreational Vehicles
New Recreational Vehicle
Boat, RV, Camper, Motorcycle
| Loan Amount | APR - as low as | APR w/ Primary Checking and Autopay - as low as | Maximum term in months | |
| $5,000 - $9,999 |
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| $10,000 - $24,999 |
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| $25,000 - $50,000 |
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Used Recreational Vehicle
Boat, RV, Camper, Motorcycle
| Loan Amount | APR - as low as | APR w/ Primary Checking and Autopay - as low as | Maximum term in months | |
| $5,000 - $9,999 |
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| $10,000 - $24,999 |
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| $25,000 - $50,000 |
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