Need money?

Understanding your need
is just a starting point.

Home Loans

Do the math.

See what your mortgage payments might be like with this convenient payment calculator. Then, contact FVSB and they’ll help with the details.

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Building your new home can take a lot of effort.

That's why at Fox Valley Savings Bank, we do everything we can to make the financing of your new construction, easier.

FVSB offers fixed or adjustable construction loans. We'll even help by locking in your rate before construction begins. And our construction loans are permanent, so you don't have to reapply for financing when the building is complete.

Our special lot loan program provides for a low interest rate when you buy your lot and qualifies you for a reduced interest rate on the subsequent construction loan.

FVSB adjustable rate mortgages (ARMs) are available with 0% down to qualified buyers.

Current Construction Loan Rates:

Type Rate APR Initial Rate Lock
15 Year Fixed 6.05% 6.06% Life of Loan
20 Year Fixed 6.45% 6.46% Life of Loan
30 Year Fixed 6.45% 6.46% Life of Loan
1 Year ARM - as low as 4.70% 5.66% 1 Year
1 Year ARM - as low as 5.45% 5.68% 3 Years
1 Year ARM - as low as 5.85% 5.79% 5 Years
1 Year ARM - as low as 6.25% 5.95% 7 Years
1 Year ARM - as low as 6.55% 6.10% 10 Years
15 Year ARM Special* 6.15% 6.15% 10 Years

Contact us to discuss your options.

In Fond du Lac

Chris Carrollo
Ruth Brunette
Phone 920-921-7220 or 800-242-7880

In Oshkosh

Matt Bakalars
Ben Ottum
Phone 920-231-1163

In Waupun

David Gerritson
Derek Drews
Phone 920-324-5528

APR is Annual Percentage Rate. Rates effective January 6, 2009; subject to change at any time. On ARM loans the APR may increase or decrease, according to the index, after the initial rate lock period. The rates shown are for single family, owner-occupied properties. Ask for information about investment properties, vacation homes, and commercial real estate.