Current Lending Rates
Home Mortgage Loans
| Type | Rate | APR* | Initial Rate Lock |
| 15 Year Fixed | 3.125% | 3.135% | Life of Loan |
| 20 Year Fixed | 3.750% | 3.760% | Life of Loan |
| 30 Year Fixed | 3.875% | 3.885% | Life of Loan |
| 15 Year FHA | 3.500% | 3.510% | Life of Loan |
| 30 Year FHA | 4.000% | 4.010% | Life of Loan |
| 1 Year ARM - as low as | 3.50% | 3.89% | 3 Years |
| 1 Year ARM - as low as | 3.75% | 3.91% | 5 Years |
| 1 Year ARM - as low as | 4.00% | 4.00% | 7 Years |
*APR is annual percentage rate. Rates effective February 22, 2012; subject to change at any time. Rates and fees may vary based on such factors as credit scores, loan-to-value ratio, type of property and amount of loan. The rates shown are for single family, owner-occupied properties.
Home Equity Loans
APR* |
APR w/ Checking and Autopay* |
Terms in Months |
| 5.45% | 5.20% | Up to 36 |
| 5.75% | 5.50% | 37 to 60 |
| 6.45% | 6.20% | 61 to 96 |
| 6.85% | 6.65% | 97 to 120 |
| 7.55% | 7.30% | 121 to 180 |
Home Equity Line of Credit
| APR* | Loan to Value |
| 4.00% | 80% or Less |
*APR is annual percentage rate. All rates shown at lowest available interest. Rates subject to change.
** FVSB is limited to making home equity loans in Wisconsin.
Construction Loan
| Type | Rate | APR* | Points |
| 6 Month Note | 2.95% | 3.985% | 0.50% |
*APR is annual percentage rate. Rates effective February 22, 2012; subject to change at any time. 2.95% apr loan rate applies to new construction loans only. On a $250,000 loan, estimated construction closing costs would be as low as $1,300.00. Six month construction note, interest is due monthly and an additional fee of .50% is applied.
Contact for more information
In Fond du Lac
Chris Serres; (NMLS # 442235) cserres@fvsbank.com
Paula Thalacker; (NMLS #248375) pthalacker@fvsbank.com
Phone (920) 921-7220 or (800) 242-7880
In Oshkosh
Ben Ottum; (NMLS #44237) bottum@fvsbank.com
Phone (920) 231-1163
In Waupun
Derek Drews; (NMLS #442239) ddrews@fvsbank.com
Phone (920) 324-5528
Did you know...
You can estimate monthly payments and create a payment schedule using Fox Valley Savings Bank's loan calculators.
