Lending

Current Lending Rates

Home Mortgage Loans

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Type of Home Mortgage Rate APR* Initial Rate Lock
5 Year Fixed 2.75% 2.827% Life of Loan
10 Year Fixed 2.85% 2.89% Life of Loan
15 Year Fixed 3.125% 3.152% Life of Loan
20 Year Fixed 3.75% 3.772% Life of Loan
30 Year Fixed 3.875% 3.891% Life of Loan
30 Year WHEDA/FHA 3.875% 4.079% Life of Loan
1 year ARM as low as 3.375% 3.794% 5 years
1 year ARM as low as  3.50% 3.781% 7 years
1 year ARM as low as 3.75% 3.861% 10 years

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*APR is annual percentage rate. Mortgage loan rates effective November 25, 2014; subject to change at any time. Rates and ees may vary based on such factors as credit scores, loan-to-value ratio, type of property and amount of loan. The rates shown are for single family, owner-occupied properties.

Home Equity Loans

APR* APR w/ Checking and Autopay* Terms in Months
5.45% 5.20% Up to 36
5.75% 5.50% 37 to 60
6.45% 6.20% 61 to 96
6.85% 6.65% 97 to 120
7.55% 7.30% 121 to 180


Home Equity Line of Credit

APR* as low as Loan to Value
3.75% 80% or Less

*APR is annual percentage rate. This Home Equity Line of Credit has a variable interest rate with a floor of 4.00% APR and a ceiling of 18.00% APR.   Available to qualified borrowers.  Offer subject to change at any time.  The yearly maintenance fee of $50 is waived the 1st year. Estimated costs are $255 due at the time of closing, excluding appraisal if needed.  Home Owners Insurance is required.  New lines only. 

** Fox Valley Savings Bank is limited to making home equity loans in Wisconsin.

Construction Loan

Type Rate APR* Points
6 Month Note 2.95% 3.985% 0.50%

*APR is annual percentage rate. Rates effective November 24, 2014; subject to change at any time. 2.95% apr loan rate applies to new construction loans only. On a $250,000 loan, estimated construction closing costs would be as low as $1,300.00. Six month construction note, interest is due monthly and an additional fee of .50% is applied.Contact Fox Valley Savings Bank for more information on our current lending rates:

Fond du Lac, WI Loan Specialists

Laurie Jarvenpaa (NMLS# 266441) ljarvenpaa@fvsbank.com
Chris Serres(NMLS # 442235) cserres@fvsbank.com
Paula Thalacker(NMLS #248375) pthalacker@fvsbank.com
Phone (920) 921-7220 or (800) 242-7880

Oshkosh, WI Loan Specialists

Ben Ottum (NMLS #44237) bottum@fvsbank.com
Phone (920) 231-1163

Waupun, WI Loan Specialists

Derek Drews (NMLS #442239) ddrews@fvsbank.com
Phone (920) 324-5528

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