Current Lending Rates
Home Mortgage Loans
|Type||Rate||APR*||Initial Rate Lock|
|5 Year Fixed||2.79%||2.796%||Life of Loan|
|10 Year Fixed||2.99%||2.993%||Life of Loan|
|15 Year Fixed||3.250%||3.260%||Life of Loan|
|20 Year Fixed||3.875%||3.885%||Life of Loan|
|30 Year Fixed||4.125%||4.135%||Life of Loan|
|30 Year FHA||3.875%||3.885%||Life of Loan|
|1 Year ARM - as low as||2.75%||2.65%||3 Years|
|1 Year ARM - as low as||3.00%||3.04%||5 Years|
|1 Year ARM - as low as||3.25%||3.25%||7 Years|
*APR is annual percentage rate. Rates effective June 18, 2013; subject to change at any time. Rates and fees may vary based on such factors as credit scores, loan-to-value ratio, type of property and amount of loan. The rates shown are for single family, owner-occupied properties.
Home Equity Loans
|APR w/ Checking
Terms in Months
|5.45%||5.20%||Up to 36|
|5.75%||5.50%||37 to 60|
|6.45%||6.20%||61 to 96|
|6.85%||6.65%||97 to 120|
|7.55%||7.30%||121 to 180|
Home Equity Line of Credit
|APR*||Loan to Value|
|1.94%||80% or Less|
*APR is annual percentage rate. This Home Equity Line of Credit has a variable interest rate with a floor of 4.00% APR and a ceiling of 18.00% APR. Your APR will change of 1/1/14 to anywhere between Prim + .25% and Prime + 1.50% and whenever the Prime rate changes thereafter. Prime rate is teh advertised rate in the Wall Street Journal. As of 2/1/2013, prime is 3.25% + 1.50%; the APR would be 4.75%. APR range is determined by credit score. Available to qualified borrowers. Offer subject to change at any time. The yearly maintenance fee of $50 is waived the 1st year. Estimated costs are $255 due at the time of closing, excluding appraisal if needed. Home Owners Insurance is required. New lines only.
** FVSB is limited to making home equity loans in Wisconsin.
|6 Month Note||2.95%||3.985%||0.50%|
*APR is annual percentage rate. Rates effective June 18, 2013; subject to change at any time. 2.95% apr loan rate applies to new construction loans only. On a $250,000 loan, estimated construction closing costs would be as low as $1,300.00. Six month construction note, interest is due monthly and an additional fee of .50% is applied.
Contact for more information
In Fond du Lac
Ben Ottum; (NMLS #44237) firstname.lastname@example.org
Phone (920) 231-1163
Derek Drews; (NMLS #442239) email@example.com
Phone (920) 324-5528
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