Current Lending Rates
|Type of Home Mortgage||Rate||APR*||Initial Rate Lock|
|5 Year Fixed||2.99%||2.995%||Life of Loan|
|10 Year Fixed||2.99%||2.993%||Life of Loan|
|15 Year Fixed||3.25%||3.26%||Life of Loan|
|20 Year Fixed||3.875%||3.885%||Life of Loan|
|30 Year Fixed||4.125%||4.135%||Life of Loan|
|30 Year WHEDA/FHA||4.25%||4.26%||Life of Loan|
|1 year ARM as low as||3.50%||3.889%||5 years|
|1 year ARM as low as||3.625%||3.862%||7 years|
|1 year ARM as low as||3.875%||3.951%||10 years|
*APR is annual percentage rate. Mortgage loan rates effective July 23, 2014; subject to change at any time. Rates and ees may vary based on such factors as credit scores, loan-to-value ratio, type of property and amount of loan. The rates shown are for single family, owner-occupied properties.
|APR*||APR w/ Checking and Autopay*||Terms in Months|
|5.45%||5.20%||Up to 36|
|5.75%||5.50%||37 to 60|
|6.45%||6.20%||61 to 96|
|6.85%||6.65%||97 to 120|
|7.55%||7.30%||121 to 180|
Home Equity Line of Credit
|APR* as low as||Loan to Value|
|3.75%||80% or Less|
*APR is annual percentage rate. This Home Equity Line of Credit has a variable interest rate with a floor of 4.00% APR and a ceiling of 18.00% APR. Available to qualified borrowers. Offer subject to change at any time. The yearly maintenance fee of $50 is waived the 1st year. Estimated costs are $255 due at the time of closing, excluding appraisal if needed. Home Owners Insurance is required. New lines only.
** Fox Valley Savings Bank is limited to making home equity loans in Wisconsin.
|6 Month Note||2.95%||3.985%||0.50%|
*APR is annual percentage rate. Rates effective July 23, 2014; subject to change at any time. 2.95% apr loan rate applies to new construction loans only. On a $250,000 loan, estimated construction closing costs would be as low as $1,300.00. Six month construction note, interest is due monthly and an additional fee of .50% is applied.