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Home Equity Line of Credit

4.99% rate/APR* on Home Equity Line of Credit.
Introductory rate for 12 months from the closing date, then as low as *Prime + 0.75% thereafter.

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Disclaimers:  *APR = Annual Percentage Rate. This Home Equity Line of Credit has a variable rate with a floor of 4.00% and a ceiling of 18.00% APR. As of February 15, 2023, Prime Rate is 7.75%.  Your APR will change after 12 months from the closing date to anywhere between Prime + 0.75% and Prime + 1.25% and whenever the Prime Rate changes thereafter. Prime Rate is the advertised rate in the Wall Street Journal. The Prime Rate is 7.75% + 1.25%; the APR would be 9.00%. The APR range is determined by credit scores. Available to qualified borrowers. Offer subject to change at any time. The yearly maintenance fee of $50 is waived for the first year. The estimated closing costs are as low as $250 due at the time of closing, excluding property evaluation, if needed. Limited to 80% maximum loan-to-value ratio. Homeowners Insurance is required. New home equity lines of credit only.

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