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For years, the Wisconsin Housing and Economic Development Authority (WHEDA) has helped more than 100,000 Wisconsin residents purchase homes through their WHEDA loan program. WHEDA loans offer affordable, fixed-rate, 30-year mortgage loans for Wisconsin residents looking to buy a home.

  • Low-cost 30-year fixed rate interest rate
  • Higher income and loan limits enable qualification
  • Option to have Job Loss Mortgage Protection
    • Depends on eligibility
  • Serviced by highly rated WHEDA loan servicing team
  • Online classes — to make homebuying simpler — available at Framework and eHome America

Visit WHEDA.com for more details!

Veterans Affordable Loan Opportunity Rate (VALOR) Loan Program

Features and Benefit

Veterans are eligible for this fixed-rate mortgage priced below the standard Conventional Advantage market rate.  This is a limited program and mortgage funds are available on a first come, first served basis.

General Eligibility Guidelines

  • Must be a military veteran with an honorable discharge or release
  • Borrowers must qualify for a WHEDA Conventional Advantage loan
  • First-time home buyer requirement is waived

Contact FVSBank for more information on our current lending rates:

Fond du Lac, WI Loan Specialists

Phone (920) 921-7220 or (800) 242-7880

Amanda Hayes (NMLS# 1032478)

Christopher Dummer (NMLS# 905854)

Andrew Hall (NMLS# 427456)

Oshkosh, WI Loan Specialists

Phone (920) 231-1163

Julie Spanbauer (NMLS#488889)

Waupun, WI Loan Specialists

Phone (920) 324-5528

Derek Drews (NMLS # 442239)