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Free Kasasa Cash

Most banks charge you to bank with them. But at FVSBank we think it makes more sense to pay you instead. Free Kasasa Cash® Checking pays you really high interest — with no minimum balance to keep or monthly service charge. All you have to do to qualify are a few things that make banking easier anyway. Do you Kasasa?®

  • Free checking that pays really high interest*
    • Earn 1.75 % APY* on balances up to $5,000
    • Earn 1.75% to 0.25% APY on balances over $5,000 depending on balance in account*
    • Earn 0.05% APY* if qualifications are not met
  • Link to your Free Kasasa Saver® Account for automatic savings
  • Enjoy unlimited checking
  • No monthly service charge
  • No minimum balance requirement
  • Refunds from ATM fees nationwide*
  • Free Online Banking & Bill Pay
  • Free Mobile Banking
  • Free Mobile Deposit
  • Popmoney services available
  • Free CheckCard
  • $50­­ minimum deposit to open

How to Earn Our Highest Rate

Earning rewards is simple. In fact, you probably do these things already!  To qualify, do the following activities and transactions in your Free Kasasa Cash® Checking account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled and receive e-statement notice
  • Be enrolled and log into online banking

That’s all! And if for some reason you don’t qualify, there’s always next month! Your account is always free, plus you still earn our base interest rate. You can get back to earning your full rewards the very next monthly qualification cycle.

2018 Qualification Schedule

Qualification Cycle begins on:

Qualification Cycle ends on: 

January 2017   December 28, 2017 January 29, 2018
February January 30, 2018 February 26, 2018
March February 27, 2018 March 28, 2018
April March 29, 2018 April 26, 2018
May April 27, 2018 May 29, 2018
June May 30, 2018 June 27, 2018
July June 28, 2018 July 27, 2018
August July 29, 2018 August 29, 2018
September August 30, 2018 September 26, 2018
October September 27, 2018 October 29, 2018
November October 30, 2018 November 28, 2018
December November 29, 2018 December 27, 2018
January 2019 December 28, 2018 January 29, 2019

Please Note:

  • For qualification, all CheckCard transactions and online banking access must post and settle to your account within the qualification cycle to receive the highest rate of interest and ATM fee refunds.
  • Transactions may take one or more business days to post and settle to an account after the date of the transaction.
  • ATM transactions are not qualifying CheckCard transactions.

*  APY = Annual Percentage Yield.  ATM fee refunds are up to $15.00 per qualifying monthly cycle.