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Are you looking to earn interest on your checking account balance? This account starts free and only gets better — benefit from high interest and refunds on ATM withdrawal fees, nationwide*. We are a full-service bank offering personal checking accounts and other financial services in Fond du Lac, Oshkosh, Waupun, and the Fox Valley area.

Key Features

  • High Interest
  • ATM Withdrawal Fee Refunds
  • No Monthly Maintenance Fees


What To Know About Kasasa Cash Checking

Wondering if this free checking account is right for you? Check out the complete list of details:

  • Checking that pays high interest
    • 5.00% APY* on balances up to $15,000
    • 5.00% to 0.50% APY* on balances over $15,000 depending on the balance in account**
    • 0.05% APY* if qualifications aren't met
  • Refunds on ATM withdrawal fees, nationwide (up to $15 per qualification cycle)**
  • Link to Kasasa Saver® to build savings automatically
  • No minimum balance to earn rewards
  • No monthly maintenance fees
  • Includes digital banking services:
    • Online banking & bill pay
    • Mobile banking with mobile deposit
    • eStatements
  • EMV debit card
  • $50 minimum deposit to open
  • Overdraft Privilege

It's Easy to Earn Your Rewards!

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® account during each Qualification Cycle:

  • At least 12 debit card purchases
  • Be enrolled in and agree to receive eStatements
  • Be enrolled in and log into online banking

That's it. Even if you don't meet your qualifications during the cycle, your Kasasa Cash account has no monthly maintenance fee. Plus, you'll still earn our base interest rate. And you can get right back to earning your full rewards the very next month!

Not sure which personal checking account is right for you? Compare our three account options.

What is Kasasa Checking?

Kasasa Checking accounts are offered exclusively by community banks. These rewards checking accounts have no monthly maintenance fee to open and don’t carry a statement cycle fee. Kasasa Cash rewards you with a high annual percentage yield on your balance. Make your money work harder for you to save towards a goal, enjoy a small treat, or whatever else you prioritize. Link your Kasasa Checking account to Kasasa Saver for automatic transfers of your cash earnings.

Open A Kasasa Cash Checking Account Online

Complete our online form for a new personal account opening. One of our bankers will be in touch within one business day to help you complete the process. When you open a new checking account with FVSBank, you’ll be able to manage your account from anywhere with Digital Banking. Schedule funds transfers, pay bills, and view account balances and history. Don’t forget to link your Kasasa Checking account to Kasasa Saver. Questions? Visit your nearest location in Wisconsin or contact us.



Qualification Cycle begins on:

Qualification Cycle ends on:

January 2024

December 29, 2023

January 30, 2024


January 31, 2024

February 28, 2024


February 29, 2024

March 28, 2024


March 29, 2024

April 29, 2024


April 30, 2024

May 30, 2024


May 31, 2024

June 27, 2024


June 28, 2024

July 30, 2024


July 31, 2024

August 29, 2024


August 30, 2024

September 27, 2024


September 28, 2024

October 30, 2024


October 31, 2024

November 27, 2024


November 28, 2024

December 30, 2024

January 2025

December 31, 2024

January 30, 2025

Please Note:

  • For qualification, all debt card transactions and online banking access must post and settle to your account within the qualification cycle to receive the highest rate of interest and ATM fee refunds.
  • Transactions may take one or more business days to post and settle to an account after the date of the transaction.
  • ATM transactions are not qualifying debit card transactions.

*APY = Annual Percentage Yield.  ATM fee refunds are up to $15.00 per qualifying monthly cycle.

*APY=Annual Percentage Yield

**Qualification disclaimers & reward information:

  • Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Qualification Cycle in order to qualify for the account's rewards.
  • "Qualification Cycle" means a period beginning one(1) banking day prior to the first day of the current statement cycle through one (1) banking day prior to the last business day of the current statement cycle.
  • You will receive ATM reimbursements up to an aggregate total of $15.00 for nationwide ATM withdrawal fees incurred within your Kasasa Cash account during that Qualification Cycle.
  • We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM withdrawal fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction
  • NOTE: ATM fee reimbursements only apply to Kassa Cash, Kasasa Cash Back or Kasasa Tunes transactions via ATM; Kasasa Saver ATM transaction fees are not reimbursed nor refunded.
  • When your Kasasa Cash account qualifications are not met, no reward payments are made, and ATM withdrawal fees are not refunded.
  • Reward payments and nationwide ATM withdrawal fee reimbursements will be credited to your Kasasa Cash account on the last day of the current statement cycle.
  • Rates, rewards, and bonuses, if any, are variable and may change after the account is opened; rates may change without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed.
  • Advertised information and rewards are based on all account qualifications being met during each cycle period.

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