Earn More on Your Money with Free Checking

Looking for a high-interest checking account that lets you earn rewards without fees? Qualified FVSBank’s Kasasa® Cash Checking pays you a high APY on your balances, up to $15,000 – plus you get nationwide ATM refunds*.

📍Proudly serving customers in Fond du Lac, Oshkosh, Waupun, and the Fox Valley area, FVSBank is your trusted Wisconsin community bank.

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How to Qualify for Monthly Cash

✔️ Enroll in eStatements

✔️ Log into online or mobile banking at least once

Don’t meet the qualifications one month? No problem—you’ll still earn a base interest rate and can try again next cycle!

Apply Now

Why Choose Kasasa® Cash Checking at FVSBank?

✔️ 100% Free Checking – No hidden fees, no monthly charges
✔️ Earn High Interest – Up to 5.00% APY on qualified balances*
✔️ ATM Fee Refunds – Use any ATM and get reimbursed*
✔️ Easy to Qualify – Just use your debit card, enroll in eStatements, and log into digital banking
✔️ Local, Personalized Service – Bank with a Wisconsin-based community bank that puts you first

Open Your Kasasa® Cash Checking Account Today!

🚀 Getting started is simple:
✅ Step 1: Complete our quick and secure online application
✅ Step 2: A local banker will contact you within one business day
✅ Step 3: Start earning high interest and enjoying fee-free checking

What is Overdraft Protection?

Overdraft protection helps prevent overdrafts by automatically transferring available funds from another FVSBank account you own – such as a savings or secondary checking account – into your primary checking account if your balance falls short.

A small transfer fee applies, but this option can save you from the higher costs and complications of a returned payment.

What is Overdraft Privilege?

Overdraft privilege is a discretionary service that allows you to overdraw your account up to a preset limit, covering transactions for a fee. This can help you avoid declined purchases, late fees, or returned checks.

To sign up for Overdraft privilege, simply complete the following form and return it to your nearest FVSBank location.

👉 Download the Overdraft Privilege Consent Form (PDF)

🔍 What else should I know about Overdraft Privilege?

*Kasasa Cash rewards and ATM refunds apply only when monthly qualifications are met. See full account disclosures for details.

_{**Qualification disclaimers & reward information:}

• _{Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Qualification Cycle in order to qualify for the account’s rewards}
• _{“Qualification Cycle” means a a monthly qualification period beginning one (one) banking day prior to the first day of the current statement cycle through one (1) banking day prior to the last business day of the current statement cycle.}
• _{You will receive ATM reimbursements up to an aggregate total of $15.00 for nationwide ATM withdrawal fees incurred within your Kasasa Cash account during that Qualification Cycle.}
• _{We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM withdrawal fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction}
• _{NOTE: ATM fee reimbursements only apply to Kassa Cash, Kasasa Cash Back or Kasasa Tunes transactions via ATM; Kasasa Saver ATM transaction fees are not reimbursed nor refunded.}
• _{When your Kasasa Cash account qualifications are not met, no reward payments are made, and ATM withdrawal fees are not refunded.}
• _{Reward payments and nationwide ATM withdrawal fee reimbursements will be credited to your Kasasa Cash account on the last day of the current statement cycle.}
• _{Rates, rewards, and bonuses, if any, are variable and may change after the account is opened; rates may change without notice to you. No minimum balance is required to earn or receive the account’s rewards. Rewards less than a penny cannot be distributed.}
• _{Advertised information and rewards are based on all account qualifications being met during each cycle period.}