This account starts free and only gets better — benefit from high interest and refunds on ATM withdrawal fees, nationwide*.
Key Features
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High Interest
-
ATM Withdrawal Fee Refunds
-
No Monthly Maintenance Fees
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Learn More about Kasasa Cash Checking
- Checking that pays high interest
- 2.00% APY* on balances up to $10,000
- 2.00% to 0.25% APY* on balances over $10,000 depending on balance in account**
- 0.05% APY* if qualifications aren't met
- Refunds on ATM withdrawal fees, nationwide (up to $15 per qualification cycle)**
- Link to free Kasasa Saver® to build savings automatically
- No minimum balance to earn rewards
- No monthly maintenance fees
- Includes digital banking services:
- Online banking & bill pay
- Mobile banking with mobile deposit
- eStatements
- EMV debit card
- $50 minimum deposit to open
- Overdraft Privilege
It's Easy to Earn Your Rewards!
Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® account during each Qualification Cycle:
- At least 12 debit card purchases
- Be enrolled in and agree to receive eStatements
- Be enrolled in and log into online banking
That's it. Even if you don't meet your qualifications during the cycle, your Kasasa Cash account is still free. Plus, you'll still earn our base interest rate. And you can get right back to earning your full rewards the very next month!
*APY=Annual Percentage Yield
**Qualification disclaimers & reward information:
- Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Qualification Cycle in order to qualify for the account's rewards.
- "Qualification Cycle" means a period beginning one(1) banking day prior to the first day of the current statement cycle through one (1) banking day prior to the last business day of the current statement cycle.
- You will receive ATM reimbursements up to an aggregate total of $15.00 for nationwide ATM withdrawal fees incurred within your Kasasa Cash account during that Qualification Cycle.
- We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM withdrawal fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction
- NOTE: ATM fee reimbursements only apply to Kassa Cash, Kasasa Cash Back or Kasasa Tunes transactions via ATM; Kasasa Saver ATM transaction fees are not reimbursed nor refunded.
- When your Kasasa Cash account qualifications are not met, no reward payments are made and ATM withdrawal fees are not refunded.
- Reward payments and nationwide ATM withdrawal fee reimbursements will be credited to your Kasasa Cash account on the last day of the current statement cycle.
- Rates, rewards and bonuses, if any, are variable and may change after account is opened; rates may change without notice to you. No minimum balance is required to ear or receive the account's rewards. Rewards less than a penny cannot be distributed.
- Advertised information and rewards are based on all account qualifications being met during each cycle period.
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Qualification Cycle begins on: |
Qualification Cycle ends on: |
January 2022 |
December 30, 2021 |
January 27, 2022 |
February |
January 28, 2022 |
February 24, 2022 |
March |
February 25, 2022 |
March 29, 2022 |
April |
March 30, 2022 |
April 27, 2022 |
May |
April 28, 2022 |
May 26, 2022 |
June |
May 27, 2022 |
June 28, 2021 |
July |
June 29, 2022 |
July 27, 2022 |
August |
July 28, 2022 |
August 29, 2022 |
September |
August 30, 2022 |
September 28, 2022 |
October |
September 29, 2022 |
October 27, 2022 |
November |
October 28, 2022 |
November 28, 2022 |
December |
November 29, 2022 |
December 28, 2022 |
January 2023 |
December 29, 2022 |
January 27, 2023 |
Please Note:
- For qualification, all CheckCard transactions and online banking access must post and settle to your account within the qualification cycle to receive the highest rate of interest and ATM fee refunds.
- Transactions may take one or more business days to post and settle to an account after the date of the transaction.
- ATM transactions are not qualifying CheckCard transactions.
*APY = Annual Percentage Yield. ATM fee refunds are up to $15.00 per qualifying monthly cycle.