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This account starts free and only gets better — benefit from high interest and refunds on ATM withdrawal fees, nationwide*.

Key Features

  • High Interest
  • ATM Withdrawal Fee Refunds
  • No Monthly Maintenance Fees
  • Checking that pays high interest
    • 2.00% APY* on balances up to $10,000
    • 2.00% to 0.25% APY on balances over $10,000 depending on balance in account*
    • 0.05% APY* if qualifications aren't met
  • Refunds on ATM withdrawal fees, nationwide (up to $15 per monthly qualification cycle)*
  • Link to free Kasasa Saver® to build savings automatically
  • No minimum balance to earn rewards
  • No monthly maintenance fees
  • Includes digital banking services:
    • Online banking & bill pay
    • Mobile banking with mobile deposit
    • eStatements
  • EMV debit card
  • $50 minimum deposit to open 
  • Overdraft Privilege

It's Easy to Earn Your Rewards!

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® account during each Monthly Qualification Cycle:

  • At least 12 debit card purchases
  • Be enrolled in and agree to receive eStatements
  • Be enrolled in and log into online banking

That's it. Even if you don't meet your qualifications during the cycle, your Kasasa Cash account is still free. Plus, you'll still earn our base interest rate. And you can get right back to earning your full rewards the very next month!


*Qualification disclaimers & reward information:

  • Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualifiction Cycle in order to qualify for the account's rewrds.
  • "Monthly Qualification Cycle" means a period beginning one(1) banking day prior to the first day of the current statement cycle through one (1) banking day prior to the last business day of the current statement cycle.
  • You will receive ATM reimbursements up to an aggregate total of $15.00 for nationwide ATM withdrawal fees incurred within your Kasasa Cash account during that Monthly Qualification Cycle.
  • We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM withdrawal fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction
  • NOTE: ATM fee reimbursements only apply to Kassa Cash, Kasasa Cash Back or Kasasa Tunes transactions via ATM; Kasasa Saver ATM transaction fees are not reimbursed nor refunded.
  • When your Kasasa Cash account qualifications are not met, no reward payments are made and ATM withdrawal fees are not refunded.
  • Reward paymens and nationwide ATM withdrawal fee reimbursements will be credited to your Kasasa Cash account on the last day of the current statement cycle.
  • Rates, rewards and bonuses, if any, are variable and may change after account is opened; rates may change without notice to you. No minimum balance is required to ear or receive the account's rewards. Rewards less than a penny cannot be distributed.
  • Advertised information and rewards are based on all account qualifications being met during each cycle period.


Qualification Cycle begins on:

Qualification Cycle ends on:

December 2020

November 26, 2020

December 9, 2020

January 2021

December 30, 2020

January 27, 2021


January 28, 2021

February 24, 2021


February 25, 2021

March 29, 2021


March 30, 2021

April 28, 2021


April 29, 2021

May 27, 2021


May 28, 2021

June 28, 2021


June 29, 2021

July 28, 2021


July 29, 2021

August 27, 2021


August 28, 2021

September 28, 2021


September 29, 2021

October 27, 2021


October 28, 2021

November 26, 2021


November 27, 2021

December 29, 2021

January 2022

December 30, 2021

January 27, 2022

Please Note:

  • For qualification, all CheckCard transactions and online banking access must post and settle to your account within the qualification cycle to receive the highest rate of interest and ATM fee refunds.
  • Transactions may take one or more business days to post and settle to an account after the date of the transaction.
  • ATM transactions are not qualifying CheckCard transactions.

*APY = Annual Percentage Yield.  ATM fee refunds are up to $15.00 per qualifying monthly cycle.

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