Help protect your business from check and ACH fraud
Fraud can move fast. Positive Pay adds another layer of protection by helping your business review checks and ACH transactions before unauthorized activity impacts your account.
With FVSBank Positive Pay, you can monitor activity, review exceptions, and make informed pay or return decisions through secure business banking tools.
What Positive Pay helps you do
- Reduce the risk of check and ACH fraud
- Review transactions that do not match approved details
- Set rules and filters for incoming ACH activity
- Receive alerts when items need attention
- Make pay or return decisions with more confidence
Check Positive Pay
Match checks before they clear
Check Positive Pay compares checks presented for payment against the check information your business provides.
ACH Positive Pay
More control over ACH transactions
ACH Positive Pay lets your business set rules for which ACH transactions are allowed to post to your account.
You can filter activity by originator, transaction type, and dollar amount. Transactions that do not meet your rules are flagged for review.
Benefits
Precision filter
Allow only ACH transactions that meet your approved criteria.
Timely alerts
Know when a transaction needs your attention.
Added peace of mind
Revie4w unexpected ACH activity before it posts.
Is Positive Pay right for your business?
Positive Pay may be a good fit if your business:
- issues checks regularly
- uses ACH payments or receives ACH debits
- wants stronger fraud protection
- has multiple vendors, suppliers, or payment partners
- wants more control over account activity
Frequently Asked Questions
What is Positive Pay?
Positive Pay is a fraud prevention service that helps businesses review checks and ACH transactions before unauthorized items are paid.
How does Check Positive Pay work?
Your business provides issued check information. When checks are presented for payment, FVSBank compares them to your list. Items that do not match are flagged for review.
How does ACH Positive Pay work?
ACH Positive Pay lets your business set rules for ACH transactions. Items that do not match your approved rules can be reviewed before posting.
What happens when an exception is found?
You can review the item and decide whether to pay, return, or investigate it.
How do I enroll in Positive Pay?
Contact an FVSBank business banker to review your needs and get set up.