Conventional Mortgage

Shot of a family of four viewing their new home together
  • Competitively low rates for home purchase, refinance, or construction
  • Available for primary residence, second homes, vacation homes, or investment properties
  • A wide range of terms customized to your unique situation


Happy couple painting their new apartment.
  • Low or no down payment required depending on the loan program and property type
  • Reduced interest rates for certain rural counties
  • Don’t have to be a first-time home buyer in Wisconsin to use a WHEDA loan

Home Equity Lines of Credit & Loans

Loving couple having fun renovating their house and painting the walls
  • Competitive rates for several short-term or one-time needs
  • The existing equity in your home is used as collateral backing
  • Repayment terms customized to fit your budget

Mortgage Refinance

The Real estate agent mortgage Home Model.
  • Get access to extra cash to finance a home improvement or other big expense
  • Shorter loan term to pay off your mortgage faster
  • Longer loan term to reduce your monthly payment amount

Land Loans

Rear view of couple relaxing on Adirondack chairs at lake.
  • Purchase a parcel of land now to do something with in the future
  • Raw, Improved and Recreational land options available
  • Competitive Rates

Construction Loan

Engineer people meeting working in office for discussing, engineering .
  • Design and build your dream home
  • Short-term financing to cover all the costs of the construction process
  • Construction-To-Permanent Loan & Renovation Loans available

Investment Property Loan

Young happy couple examining blueprints during home renovation process in the apartment.
  • Buy a second home as a real estate investment property
  • Purchase of non-primary residences
  • Short-term fix-and-flipping or long-term rental income

Vacation House Loan

Two white Adirondack chairs on a rock formation
  • Purchase a property that isn’t your primary residence
  • Home will not be used as a rental
  • In a different location than your primary, principal residence.