Keep your business moving with the right equipment
The right equipment can help your business work faster, serve customers better, and grow with confidence. FVSBank Equipment Loans are designed to help local businesses finance the machinery, vehicles, technology, and tools they need without using up valuable working capital.
Whether you are replacing outdated equipment, adding capacity, or investing in new technology, our local business bankers can help structure financing around your business goals.
Equipment financing for your business needs
Use an FVSBank Equipment Loan to finance:
Medical, dental, and veterinary equipment
Construction equipment
Commercial vehicles
Computer hardware, software or phone systems
Machinery, tools, and business technology
Customizable financing amounts
Finance multiple pieces of equipment on one contract
Pre-approved financing options
Flexible payment options
Benefits of equipment financing
Preserve cash flow
Get the equipment your business needs while keeping cash available for payroll, inventory, operations, and other expenses.
Flexible payment structure
Repayment options can be structured around your business needs and cash flow.
Equipment specific financing
Finance the equipment that supports your daily operations, growth plans, or long term productivity.
Quick credit decisions
Work with a local lending team that understands your business and your market.
Meet Your Local Business Bankers
Frequently Asked Questions
What is an equipment loan?
An equipment loan is a type of financing specifically designed to help businesses purchase machinery, technology, vehicles, or other essential tools. The equipment itself serves as collateral for the loan.
How does an equipment loan work?
With an equipment loan, you receive a lump sum to purchase the equipment. You then repay the loan over a set period, typically with fixed monthly payments. The equipment acts as collateral, meaning the lender can seize it if you fail to repay the loan.
What can I use an equipment loan for?
Equipment loans can be used to purchase a wide range of business assets, including computers, office furniture, vehicles for commercial use, machinery, commercial kitchen equipment, HVAC units, phone systems, printers, copiers, medical equipment, and industrial equipment
What are the benefits of an equipment loan?
Benefits include preserving cash flow, potential tx advantages, fixed interest rates, and the ability to acquire necessary equipment without a large upfront cost.