Flexible financing for public projects
FVSBank Municipal Leasing helps cities, villages, counties, school districts, fire departments, and other public entities finance essential equipment and community improvements while preserving budget flexibility.
Whether you need vehicles, public works equipment, technology, or infrastructure upgrades, our team can help structure lease options that fit your funding cycle and long-term goals.
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Why municipal leasing?
Keep projects moving
Acquire needed equipment or improvements without delaying important services.
Preserve capital
Spread costs over time instead of using large upfront cash reserves.
Plan around your budget
Choose payment structures designed to align with municipal budgets and funding timelines.
Explore tax-exempt options
Tax-exempt financing may offer cost savings for eligible public entities. Please consult your tax advisor.
Ownership options
Depending on the lease structure, your organization may have the option to own the equipment at the end of the term.
Municipal leasing may be used for a variety of public-use needs, including:
- Fire trucks, ambulances, police vehicles, and emergency equipment
- Public works vehicles and utility equipment
- School buses and educational technology
- Energy-efficient improvements
- Infrastructure and facility upgrades
- Road, maintenance, and snow removal equipment
Local financing with a community in mind
As a local mutual bank, FVSBank understands the importance of responsible funding, reliable service, and long-term community investment. We work with public entities to help finance the tools, equipment, and improvements that support everyday services.
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Frequently Asked Questions
Who can use municipal leasing?
Municipal leasing is designed for eligible public entities such as cities, villages, counties, school districts, fire departments, and other government or public agencies.
What types of equipment can be financed?
Common examples include emergency vehicles, public works equipment, school buses, technology, snow removal equipment, and infrastructure-related improvements.
Can payments be structured around our budget cycle?
Yes. Lease terms and payment schedules may be customized to help align with your organization’s budget and funding timeline.
Are tax-exempt lease options available?
Tax-exempt options may be available for eligible public entities. Please consult your tax advisor to understand how tax-exempt financing may apply to your organization.
Can we own the equipment at the end of the lease?
Depending on the lease structure, ownership options may be available at the end of the lease term.