Federal Deposit Insurance Corporation - FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Compare Business Checking Accounts

Find the business checking account that fits how your organization manages money. Whether you run a small business, nonprofit, municipality, club, or growing company, FVSBank offers local support, digital tools, and account options built around your needs.

 

Connect with an FVSBank Business Banker

 


 

Quick Picks

Small Business Checking

Best for: Small business with lower monthly transaction activity. Includes 200 free items per month, then $0.30 per item thereafter.

Business Interest Checking

Best for: Businesses that want to earn interest on eligible balances. Earn competitive interest on balances of $1,000 or more.

Business Analyzed Checking

Best for: Businesses with higher transaction volume. Includes analysis statements, earnings credit, and unlimited monthly transactions at $0.25 per item.

Business Community Checking

Best for: Nonprofits, 501(c)(3) organizations, and municipalities. Built for community-focused organizations.

Business Club Checking

Best for: Sports leagues, clubs, associations, and community groups. Simple checking with unlimited transactions.


 

All FVSBank Business Checking Accounts include

Every FVSBank business checking account includes:


 

Compare Account Details

ACCOUNT
Small Business Checking

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Business Interest Checking

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Business Analyzed Checking

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Business Community Checking

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Business Club Checking

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ACCOUNT
Best For
Small Business Checking

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Small Transaction Volumes
Business Interest Checking

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Extra Income
Business Analyzed Checking

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Large Transaction Volumes
Business Community Checking

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  • Nonprofits/501 (c)(3)
  • Municipalities
  • Business Club Checking

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    • Sports leagues
    • Community clubs
    • Cultural and social groups
    • Small associations
    ACCOUNT
    Features
    Small Business Checking

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    • 200 free items per month; 30¢ per item thereafter
    Business Interest Checking

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    • Competitive interest on balances of $1,000 or more
    • 200 free items per month; 30¢ per item thereafter
    Business Analyzed Checking

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    • Receive a detailed analysis statement regarding account activity
    • Receive an earnings credit to offset or minimize monthly fees incurred1
    • Unlimited monthly transactions available at 25¢ per item
    Business Community Checking

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    • 200 free items per month; 30¢ per item thereafter
    Business Club Checking

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    • Unlimited transactions
    ACCOUNT
    Monthly Service Fee
    Small Business Checking

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    Avoid the $10 monthly service fee by maintaining a $500 average daily balance
    Business Interest Checking

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    Avoid the $15 monthly service fee by maintaining a $1,000 average daily balance
    Business Analyzed Checking

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    Now


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    $15 (waived with earnings credit)
    Business Community Checking

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    $15 fee waived with any of the following:
    • 501(c)(3) status, or
    • $15,000 average daily balance or
    • $50,000 aggregated account balances
    Business Club Checking

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    $5 fee waived with $75 average daily balance
    ACCOUNT
    Free business online banking ?
    Small Business Checking

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    yes

    Business Interest Checking

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    yes

    Business Analyzed Checking

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    Now


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    yes

    Business Community Checking

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    yes

    Business Club Checking

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    yes

    ACCOUNT
    Free business debit card?
    Small Business Checking

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    yes

    Business Interest Checking

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    yes

    Business Analyzed Checking

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    Now


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    yes

    Business Community Checking

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    yes

    Business Club Checking

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    yes

    ACCOUNT
    Minimum Opening Deposit
    Small Business Checking

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    $500
    Business Interest Checking

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    $1,000
    Business Analyzed Checking

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    $100
    Business Community Checking

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    $100
    Business Club Checking

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    $25
    ACCOUNT
    Paper Statement Fee
    Small Business Checking

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    $5, waived with digital statements
    Business Interest Checking

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    $5, waived with digital statements
    Business Analyzed Checking

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    Now


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    $5, waived with digital statements
    Business Community Checking

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    $5, waived with digital statements
    Business Club Checking

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    $5, waived with digital statements

     

    Need help choosing?

    An FVSBank business banker can help you compare account features, transaction activity, balance needs, and digital banking tools so you can choose the account that fits your organization.

    Talk with an FVSBank Business Banker

     


     

    Frequently Asked Questions

    Which business checking account is best for a small business?

    FVSBank Small Business Checking may be a good fit if your business has lower monthly transaction activity and wants a straightforward account.

    Which account is best for a nonprofit or municipality?

    FVSBank Business Community Checking is designed for nonprofits, 501(c)(3) organizations, and municipalities.

    What account works best for higher transaction volume?

    FVSBank Business Analyzed Checking is designed for businesses with larger transaction volumes and includes analysis statements and earnings credit options.

    Do all business checking accounts include online banking?

    Yes. All FVSBank business checking accounts include online banking.

    Is there a paper statement fee?

    A $5 paper statement fee applies and may be waived with digital statements.

     

    Disclaimer:

    Business Checking Account:
    1Earnings credit based on balance requirements. See fee schedule for more information.

    Bill Pay1 for qualified FVSBank customers is $10 a month.
    Remote Deposit Capture2 for qualified FVSBank customers has a $50 monthly fee and a $30 implementation fee.
    ACH Manager3 for qualified FVSBank customers has a $25 monthly fee and a $30 implementation fee.
    Positive Pay4 for qualified FVSBank customers has a $35 check monthly fee, a $35 ACH monthly fee or a combined fee of $50 a month with a $30 implementation fee.