Save for what matters next.
Whether you’re building an emergency fund, planning a trip, saving for a home project, or preparing for the future, FVSBank makes saving simple.
With local support, digital access, and savings options designed around real life, your money can grow at your pace.
Savings. Made Personal.
Find the savings option that fits your goal
Personal Savings
A simple way to start saving and build healthy money habits.
Best for:
- Emergency funds
- Short-term savings goals
- Kids or family savings Everyday savings
Money Market Accounts
Save with flexibility and growth in mind
Best for:
- Higher balances
- Emergency savings
- Easy access to funds
- Earning more than traditional savings
Premium Money Market
For larger balances that deserve more earning potential
Best for:
- Larger savings balances
- Long-term savings goals
- Flexible access
- Customers who want their money working harder
Certificate of Deposit(CD)
Lock in a fixed rate and save with confidence.
Best for:
- Predictable earnings
- Future purchases
- Long-term savings goals
- Customers who do not need immediate access to funds
Individual Retirement Accounts (IRA)
Save for the future with local guidance.
Best for:
- Retirement planning
- Long-term savings
- Savings or CD options
- Customers looking for tax-advantage1 savings
Health Savings Account (HSA)
Save for healthcare expenses now and in the future.
Best for:
- Qualified medical expenses
- High-deductible health plan users
- Healthcare savings
- Tax-advantage1 savings
Not sure which savings account is right for you?
That’s what we’re here for. A local FVSBanker can help you compare your options and choose the savings account that fits your goals.
Frequently Asked Questions
What type of savings account should I choose?
It depends on your goal. A personal savings account is a great place to start. A money market account may be better for higher balances and more flexibility. A CD may be a good fit if you want a fixed rate for a set term.
What is the difference between a savings account and a money market account?
A savings account is a simple way to set money aside. A money market account may offer more earning potential and enhanced access to your funds.
When shoudl I consider a CD?
A CD may be a good option when you want a fixed rate and do not need immediate access to the money during the term.
Do you offer Health Savings Accounts?
Yes. FVSBank offers HSAs for customers with qualified high-deductible health plans.
Can I access my savings account online or on mobile?
Yes. FVSBank offers digital access so you can manage your money when it works for you.