Look in your rate.
Grow with confidence.
A Certificate of Deposit, or CD, is a simple way to earn a fixed rate on money you do not need to use right away. With a guaranteed return, flexible terms, and FDIC insurance, it is a steady savings option for future plans, bigger goals, or extra peace of mind.
Why choose an FVSBank CD?
Your interest rate stays the same for the full term.
Guaranteed return
Know what your money will earn before you open the account.
Choose from CD terms ranging from 6 months to 4 years.
Save for a future purchase
Set aside emergency backup funds
Earn more than a traditional savings account
Keep your money working while you wait
Simple savings.
Personal guidance.
Not sure which term is right for you? FVSBank can help you compare your options and choose a CD that fits your timeline.
Frequently Asked Questions
What is a Certificate of Deposit (CD)?
A CD is a savings account with a fixed rate and fixed term. In exchange for leaving your money deposited for a set period of time, you earn a guaranteed rate.
What is the minimum opening deposit?
The minimum opening deposit is $500.
Can I access my money before the CD matures?
CDs are designed for money you can leave untouched. Early withdrawals may be subject to penalties.
Are CDs insured?
Yes. FVSBank CDs are FDIC-insured up to applicable limits.
How do I choose a CD term?
Think about when you may need the money. Shorter terms offer more flexibility, while longer terms may offer higher rates.