Put Your Business Cash to Work Automatically
Make Every Dollar Work Harder
Automatically move excess funds between your business checking account and an interest-bearing or loan account based on balances you set. Sweep Accounts help maximize earnings, reduce borrowing costs, and simplify cash management.
Why Choose an FVSBank Sweep Account?
Managing business cash shouldn’t require daily transfers.
An FVSBank Sweep Account automatically moves funds according to balance thresholds you establish, helping your business:
- earn more on excess operation
- reduce interest expense on eligible business loans or lines of credit
- maintain target account balances automatically
- improve cash flow management
- save time by eliminating manual transfers
Whether you’re managing seasonal cash flow or maintaining larger operating balances, a Sweep FVSBank helps your money work around the clock.
Is a Sweep Account Right for Your Business?
A Sweep Account may be a great fit if you:
- maintain higher checking balances
- have fluctuating daily cash flow
- want to reduce manual cash transfers
- want to maximize earnings on idle funds
- carry a business line of credit or loan that may benefit from automatic balance reduction
Benefits at a Glance
Save time
Automate routine balance transfers.
Improve cash flow
Keep operating funds where you need them.
Increase Efficiency
Reduce manual account management.
Reduce Interest Costs
Use excess cash to automatically reduce eligible loan balances when appropriate.
Why Businesses Choose FVSBank
At FVSBank, treasury management solutions are backed by local experts who understand Wisconsin businesses.
You’ll receive:
- local treasury management support
- customized cash management recommendations
- easy integration with business online banking
- ongoing service from experienced business bankers
Frequently Asked Questions
What is a Sweep Account?
A Sweep Account automatically transfers excess funds between eligible business accounts based on balance limits you establish.
Can I choose my target balance?
Yes. Your business banker will help determine balance thresholds that fit your cash flow needs.
Where can swept funds go?
Depending on your business relationship and eligibility, funds may be transferred to an interest-bearing account or used to reduce balances on eligible business loans or lines of credit.
Are transfers automatic?
Yes. Once established, transfers occur automatically according to the sweep parameters.
Do I still have access to my money?
Yes. Funds are automatically returned when your operating account falls below the established threshold.
Is a Sweep Account right for small businesses?
Many businesses can benefit from automated cash management. An FVSBank business banker can help determine whether a Sweep Account fits your needs.