Federal Deposit Insurance Corporation - FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Small Business Checking That Keeps up With You

Running a business is busy. Your checking account should make money management easier, not more complicated. FVSBank Small Business Checking is built for local businesses with everyday transactions, lower balances, digital tools, and personal support from a Wisconsin community bank.


 

Best for:

Small businesses with everyday checking needs and lower account balances.


 

Account Highlights

FVSBank green check mark icon
  • 200 monthly items ($0.30 per item thereafter)
  • $500 minimum opening balance
  • $10 monthly maintenance fee, waived with
    • $500 average daily balance
  • $5 paper statement fee, waived with
    • enrollment in Digital Statements

 


 

Built for local business owners

Whether you manage a storefront, office, service business, nonprofit, or growing side business, FVSBank helps you keep business money organized with tools that support daily deposits, payments, account access, and fraud monitoring.


 

Manage money from anywhere

Stay connected to your business finances with FVSBank Digital banking to check balances, monitor transactions, transfer funds, and manage account activity. Add Business Bill Pay, Remote Deposit Capture, ACH Manager, or Positive Pay as your business needs grow.

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Business Digital Banking

Manage accounts online or in the app.

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Business Bill Pay1

Pay vendors, bills, and recurring expenses.

mobile banking checking balances

Remote Deposit Capture2

Deposit checks without visiting a branch.

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ACH Manager3

Manage electronic payments.

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Positive Pay4

Add fraud protection for check and ACH activity.

Why choose FVSBank

Local decisions. Real relationships. Practical tools.

 

Personal business support

Work with people who understand local Wisconsin businesses.

Meet our Team

Digital convenience

Access accounts, manage activity, and deposit checks without extra trips.

Learn More

Room to grow

Add treasury tools when your business needs more control.

Explore Options

Fraud awareness

Positive Pay and account monitoring tools help protect your business.

See How

 

Ready to simplify business checking?

Let’s find the right account for your business.


 

Frequently Asked Questions

Who is FVSBank Small Business Checking best for?

It is best for businesses with common checking needs, lower balances, and moderate monthly account activity.

What is the minimum opening balance?

The minimum opening balance is $500.

Can the monthly fee be waived?

Yes. The $10 monthly maintenance fee is waived with a $500 average daily balance.

Are Digital Statements available?

Yes. Digital Statements can help waive the paper statement fee.

Can I add fraud protection tools?

Yes. Positive Pay is available for qualified business customers.


 

Bill Pay1 for qualified FVSBank customers is $10 a month.
Remote Deposit Capture2 for qualified FVSBank customers has a $50 monthly fee and a $30 implementation fee.
ACH Manager3 for qualified FVSBank customers has a $25 monthly fee and a $30 implementation fee.
Positive Pay4 for qualified FVSBank customers has a $35 check monthly fee, a $35 ACH monthly fee or a combined fee of $50 a month with a $30 implementation fee.