Unlock Your Home’s Potential
A flexible Home Equity Line of Credit from FVSBank can help you cover home projects, bigger expenses, or unexpected costs – with local guidance from start to finish.
5.25% APR*/Rate
The introductory rate of 5.25% APR/Rate remains in effect for 18 months from the closing date. After that, the rate is as low as *Prime +0.00%
* APR = Annual Percentage Rate. This Home Equity Line of Credit has a variable rate with a floor as low as 4.50% and a ceiling of 18.00% APR. As of February 18, 2026, Prime Rate is 6.75%. The introductory APR applies for the first 18 months after account opening. After the introductory period, the APR will be Prime + a margin between 0.00% and 1.25% based on creditworthiness and will adjust when the Prime Rate changes thereafter. Prime Rate is the advertised rate in the Wall Street Journal. Available to qualified borrowers. Offer subject to change at any time. The yearly maintenance fee of $50 is waived for the first year. Homeowners Insurance is required. New home equity lines of credit only.What could a HELOC help with?
Use the equity in your home for what matters now.
Home updates
Remodel, repair, refresh, or improve your space
Debt Consolidation
Simplify higher-interest balances into one flexible option
Education or life expenses
Cover tuition, medical bills, or major milestones
Backup funds
Have access to money when unexpected costs pop up
Local lenders, real conversations
Work with people who understand Wisconsin homeowners.
Flexible access to funds
Use your line when you need it.
Competitive rate options
A lower-cost alternative to many credit cards or personal loans.
Banking. Made Personal.
Guidance that fits your goals, not a one-size-fits-all process.
Meet Your Local Lending Team
Is a HELOC right for you?
A HELOC may be a good fit if you:
- Own a home with available equity
- Want flexible access to funds
- Prefer borrowing only what you need
- Are planning projects or preparing for future expenses
USA PATRIOT Act Information Disclosure
Important Information about Application Procedures
To help the government fight the funding of terrorism and money laundering activities. Federal law requires all financial institutions to obtain, verify, and record information that identifies every customer.
What this means to you: When you apply for a loan, we will ask you for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.