Private student loan options to help you reach your goals.
Student loans from FVSBank in partnership with Sallie Mae® could help!
Get ready for your next move with undergraduate, graduate, and career training loan options.
- Competitive variable and fixed interest rates
- No origination fee or prepayment penalty1
- Multiple repayment options
Learn which loan is right for you
Undergraduate and career training students
Undergraduate student loan
For your bachelor's or associate degree, or a certificate from a degree-granting school.
Career training loan
For professional training or certificate courses like culinary, aviation, technical, etc. from a non-degree-granting school.
Graduate students
Graduate school loan
For graduate degrees and other master's and doctoral programs.
MBA
For business school expenses as you earn your Master of Business Administration degree.
Medical School Loan
For medical school and related expenses as you earn your MD< DO, DPM, DVM, or VMD.
Dental School Loan
For dental school and related expenses as you earn your DMD or DDS.
<Graduate School Loan for Health Professionals
For health professions degrees in allied health, nursing, pharmacy, and other graduate-level health programs.
Law School Loan
For law school and related expenses as you earn your JD or LLM.
After graduate school loans
Bar exam loan
For expenses, fees, and living costs while you study for the bar exam.
Medical and Dental residency loan
For board examination fees, travel, and moving expenses for your medical, podiatry, veterinary, or dental residency.
Where can I get a Free Application for Federal Student Aid (FAFSA®) form to complete?
Use the Free Application for Federal Student Aid (FAFSA®) form on the FAFSA® website to apply for financial aid for college or graduate school. Many states and colleges have set priority deadlines when the student needs to submit the FAFSA® form to be considered for the aid programs they administer. There is also a federal deadline for each academic year.
What expenses can a student loan cover?
Student loans may help cover eligible education expenses including tuition, housing, meal plans, books, supplies, technology, and other costs associated with attending school.
What types of student loans are available through FVSBank?
FVSBank offers access to Sallie Mae® student loans for undergraduate students, graduate students, career training, and parents helping pay for college expenses.
How do I know how much I should borrow?
Borrow only what you need after considering scholarships, grants, savings, and federal financial aid. A good rule is to estimate your future monthly payment and borrow responsibly.
Should I apply for federal financial aid first?
Yes. Many students begin by completing the FAFSA to determine eligibility for federal grants, scholarships, work-study programs, and federal student loans before exploring private student loans.
What is the FAFSA?
The Free Application for Federal Student Aid (FAFSA) is the application used to determine eligibility for federal financial aid programs. Completing the FAFSA is often the first step in paying for college.
Can parents apply for student loans?
Yes. Parent loan options are available to help families cover education costs that may not be covered by scholarships, grants, or savings.
Do I need a co-signer for a student loan?
Some students may benefit from applying with a creditworthy co-signer, which could help them qualify for a loan or obtain better terms.
When do I begin repaying for student loan?
Repayment options vary by loan type. Some loans offer deferred payments while enrolled in school, while others may require interest payments during enrollment.
Are there fees to apply for a student loan?
Sallie Mae® student loans have no origination fees and no prepayment penalties.
How long does the student loan application process take?
Many online applications can be completed in minutes. Approval and school certification timelines may vary.
What credit score do I need for a student loan?
Eligibility requirements vary by loan program. Students with limited credit history may qualify with a co-signer.
Borrow responsibly
We encourage students and families to start with savings, grants, scholarships, and federal student loans to pay for college. Evaluate all anticipated monthly loan payments and how much the student expects to earn in the future before considering a private student loan.
These loans are made by Sallie Mae Bank. FVSBank is not the creditor for these loans and is compensated by Sallie Mae for the referral of loan customers.
Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply. Click here for additional eligibility information about each product.
1 Although we do not charge a penalty or fee if you prepay your loan, any prepayment will be applied as outlined in your promissory note – first to Unpaid Fees and costs, then to Unpaid Interest, and then to Current Principal.
SALLIE MAE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, SERVICES, AND BENEFITS AT ANY TIME WITHOUT NOTICE.
©2025-2026. Sallie Mae Bank. All rights reserved. Sallie Mae, the Sallie Mae logo, and other Sallie Mae names and logos are service marks or registered service marks of Sallie Mae Bank. All other names and logos used are the trademarks or service marks of their respective owners. SLM Corporation and its subsidiaries, including Sallie Mae Bank, are not sponsored by or agencies of the United States of America.