10 Tips for Safe Travel this Summer

As Americans make their travel plans for this summer, FVSBank and the Independing Community Bankers of America (ICBA) are sharing planning tips for consumers to minimize unwanted surprises during travel to maximize their enjoyment as they venture away from home.

“Planning for the unexpected is the key to lessen the financial impact and increase your peace of mind when traveling domestic or aboard. Important factors are trip delays, lost or damaged merchandise, and last-minute expeses,” said Kendell Rashid, Retail Experience Manager at FVSBank. “Call on FVSBank and our expert staff who can offer support if you encounter an unforseen expense during your travels.”

ICBA and FVSBank urge consumers to consider these 10 tips before departing on their next trip:

  1. Inform FVSBank of your travel plans to avoid account holds or transaction rejections when unusual transactions are presented for processing.
  2. Ensure you have a chip-enabled card or contactless card, particularly if your travel plans take you overseas where chip technology may be a prerequisite for card acceptance.
  3. Carry multiple cards as a backup. Families or couples may get even greater backup coverage if each person takes a different card.
  4. Create transaction alerts for credit and debit cards. If you suspect your information has been compromised, contact FVSBank and credit card provider immediately. For information about what to do in the event of a lost or stolen card, visit the Visa and Mastercard websites.
  5. Inquire about special card features like travel accident insurance and traveler’s assistance.
  6. Choose an ATM or bank for currency purchases for fewer fees and an exact conversion rate.
  7. Check card readers for signs of tampering. When in doubt, choose another terminal.
  8. Lock away valuables such as passports, backup credit cards, financial information, and cash.
  9. Use social media with care. Posting your pictures or whereabouts during travel could leave you susceptible to home invaders.
  10. Monitor charge activity. Review purchases and ATM withdrawals with your bank and credit card companies when you return home and save your receipts.