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Steve Schmudlach Steve Schmudlach

President & CEO at FVSBank

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Phone: 920-907-8686

Focused on customer service, Steve Schmudlach is FVSBank's President & CEO.

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Steve has been in the financial services industry since 1975 and with decades of experience behind him, he's ready to be your business banking specialist. He can strategically put FVSBank's financial services and products to work for your business!

Through FVSBank, Steve works with customers to find the right business banking products and services for their businesses. From Business Loans to Business Checking Accounts, Steve has the expertise and experience to recommend the right business banking products for customers. FVSBank also offers Merchant Services Credit Card Processing services and provides information and resources on Business Fraud Protection for our customers. 

Steve earned his Associate Degree in Finance from Madison Area Technical College in 1980. He then went on to graduate from the National Commercial Lending School in 1982, as well as a graduate of the Graduate School of Banking at the University of Wisconsin Madison in 1986. This specialized educational background has allowed Steve to meet and exceed the banking goals of his business customers. Beyond his work in the classroom, Steve is also a Registered Securities Broker  and a Fellow of the Life Underwriter Training Counsel (LUTCF) holding  a State of Wisconsin Life and Health License (#00398164).

Contact President Steve Schmudlach at FVSBank for more information on how he can help your business grow with the right financial support and service.

Customer Testimonial


Steve Walber Steven Walber

Chief Credit Officer at FVSBank

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Phone: 920-907-8685

Steven Walber has been in the business banking professional for 29 years. As Chief Credit Officer of Business Banking at FVSBank, Steven is a valuable member of our business banking team.

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Steven received his B.A. in Business Administration from Lakeland College, attended the Graduate School of Community Bank Management at University of Wisconsin- Madison and Emory University. Steven is a graduate of the Wisconsin Bankers Association Commercial Lending School and Wisconsin Bankers Association Agricultural Lending School.

With a great deal of experience in lending, sales management, goal setting and business development, Steven has a strong banking and lending background and is ready to help FVSBank’s commercial banking customers. Put his experience to work for your business.

Contact Steven today with any business banking questions.


Matt Bakalars Matt Bakalars

Vice President of Business Banking at FVSBank

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Phone: 920-231-1163

As the Vice President of Business Banking at FVSBank in Oshkosh, WI, Matthew Bakalars (NMLS# 442238) can put his commercial banking experience to work for you. Since 1989, Matt has been an FVSBank team member at our Oshkosh bank location. His commitment to area business owners, entrepreneurs and all FVSBank customers is evident in all he does.

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From Business Loans to Business Checking Accounts, Matt is ready to work with business owners in and around Oshkosh to help them find the right financial products and services. FVSBank also offers Merchant Services Credit Card Processing services and provides information and resources on Business Fraud Protection

Though busy at the FVSBank in Oshkosh, WI; Matthew also serves his community in a number of ways:

Matthew earned his B.S. in Business Administration with an Economics and Production Management emphasis from the University of Wisconsin La Crosse. Matthew also graduated from the Graduate School of Banking at the University of Wisconsin Madison. With his specialized education and years of experience in commercial banking, Matthew can help you find the business banking solutions you need. From business loans to commercial cash management services, Matthew can help business owners find the financial products and services to help them meet their goals. 

Contact Matt today and discover how he can help your business grow!


Craig MuchCraig Much

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Phone: 920-907-8663

Craig has more than seven years experience in the financial industry. He joined Fox Valley Savings Bank in 2016 as a business banker.

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Craig helps customers find lending options, deposit products and more to fit their business needs. He enjoys providing solutions and watching local businesses flourish. As a mutual bank, FVSBank doesn't have stockholders driving the decision-making, allowing Craig to offer better rates and personal service to customers. He says the highest compliment he can receive is a referral from a satisfied customer.

Craig is originally from the Fox Valley, and he says there is no part of the state where he'd rather be. He graduated cum laude from the University of Wisconsin-Whitewater with a bachelor's degree in finance and an economics minor. He has completed a variety of NCUA and NASCUS trainings and completed the Bloomberg Essentials program. He previously served as a credit analyst for the Business Lending Group, a financial examiner for the State of Wisconsin and a financial representative at several other organizations.

Contact Craig Much to find your personal business banking solution.

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