Federal Deposit Insurance Corporation - FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Your goals, you way.

Need funds for something important – or just a little extra peace of mind? FVSBank offers both secured and unsecured personal loans to help you move forward. Whether you’re planning a big moment or managing the unexpected, we’re here to help make it happen.🙌

 

Use a Personal Loan For:

 

🎓 Education expenses
🛠️ Home projects or repairs
🚗 Vehicle repairs or upgrades

💍 Weddings or special events
🏖️ Dream vacations

💳 Consolidating high-interest debt
💡 Or anything else that matters to you

Contact Us

 


 

Why Choose FVSBank?

Secured & Unsecured Options – Choose the loan that works best for your situation
Fixed Rates & Predictable Payments – Know exactly what to expect each month
Flexible Terms – Loans that fit your timeline and your budget
Local, Fast Decisions – Approved by people who live where you live 🏡
Simple Application Process – Online, over the phone, or in person

Apply Now

 


 

Let’s Make It Happen

Our lenders are here to guide you through every step – whether you’re looking for extra funds, building credit, or planning something exciting.

 


 

Personal Loan FAQs
💵 What’s the difference between a secured and unsecured personal loan?
  • Secured loans require collateral (like a savings account or vehicle) and may offer lower interest rates.

  • Unsecured loans don’t require collateral and are based on your creditworthiness.

Our lenders can help you decide which option is right for your needs!

🏦 How much can I borrow with a personal loan?

Loan amounts vary based on your income, credit score, and the type of loan. We’ll work with you to find a loan that fits your budget and goals. 💪

🧾 What can I use a personal loan for?

Pretty much anything! Some common uses include:

  • Consolidating debt 💳

  • Covering medical bills 🏥

  • Funding home improvements 🛠️

  • Planning a vacation 🌴

  • Paying for a wedding or special event 💍

📝 What do I need to apply?

To get started, you’ll typically need:

  • A valid ID 🪪

  • Proof of income (like a pay stub or tax return)

  • Details about your employment and financial history

If applying for a secured loan, you’ll also need info about the collateral.

🙌 Can I pay off my loan early?

Yes! FVSBank personal loans have no prepayment penalties, so you can pay it off early and save on interest.