Federal Deposit Insurance Corporation - FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Rewards
High Interest
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Cash Back
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Digital Credits
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Rewards
Account
High Interest
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Cash Back
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Digital Credits
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Rewards
Best For
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High Balances
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Debit Card Transactions
Digital Credits
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Apps & Music
Rewards
Rewards
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  • 5.00% APY* on balances up to $15,000
  • 5.00% to 0.50% APY on balances over $15,000 depending on balance in account*
  • 0.05% APY* if qualifications aren't met
Cash Back
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  • 2.00% cash back on debit card purchases*
  • No category restrictions on purchases
  • Cash back earned on up to $400 in purchases per monthly qualification cycle
  • Earn up to $96 cash back per year, $8 per monthly qualification cycle
Digital Credits
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  • Earn $5 in refunds for iTunes®, Amazon®, or Google Play™ purchases every monthly qualification cycle*
  • Get $20 in refunds for iTunes, Amazon, or Google Play purchases when you open your account*
Rewards
Monthly Service Fee
High Interest
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$0
Cash Back
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$0
Digital Credits
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$0
Rewards
ATMs
High Interest
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Refunds on ATM withdrawal fees, nationwide (up to $15 per qualification cycle)*
Cash Back
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Refunds on ATM withdrawal fees, nationwide (up to $15 per qualification cycle)*
Digital Credits
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Refunds on ATM withdrawal fees, nationwide (up to $15 per qualification cycle)*
Rewards
Online Banking with bill pay
High Interest
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yes

Cash Back
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yes

Digital Credits
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yes

Rewards
Debit Card
High Interest
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yes

Cash Back
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yes

Digital Credits
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yes

Rewards
Minimum Opening Deposit
High Interest
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$50
Cash Back
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$50
Digital Credits
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$50

How to Qualify for Kasasa Checking Accounts

debit card icon ✔️ Make at least 12 debit card purchases
digital statement icon

✔️ Enroll in eStatements

mobile deposit icon

✔️ Log into online or mobile banking at least once

If you don’t qualify one month – don’t worry! There’s no penalty and you can try again the next monthly cycle to earn your full rewards.


Kasasa Cash Checking:

*APY=Annual Percentage Yield
**Qualification disclaimers & reward information:
Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Qualification Cycle in order to qualify for the account’s rewards.
“Qualification Cycle” means a period beginning one(1) banking day prior to the first day of the current statement cycle through one (1) banking day prior to the last business day of the current statement cycle.
You will receive ATM reimbursements up to an aggregate total of $15.00 for nationwide ATM withdrawal fees incurred within your Kasasa Cash account during that Qualification Cycle.
We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM withdrawal fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction
NOTE: ATM fee reimbursements only apply to Kassa Cash, Kasasa Cash Back or Kasasa Tunes transactions via ATM; Kasasa Saver ATM transaction fees are not reimbursed nor refunded.
When your Kasasa Cash account qualifications are not met, no reward payments are made, and ATM withdrawal fees are not refunded.
Reward payments and nationwide ATM withdrawal fee reimbursements will be credited to your Kasasa Cash account on the last day of the current statement cycle.
Rates, rewards, and bonuses, if any, are variable and may change after the account is opened; rates may change without notice to you. No minimum balance is required to earn or receive the account’s rewards. Rewards less than a penny cannot be distributed.
Advertised information and rewards are based on all account qualifications being met during each cycle period.


Kasasa Cash Back Checking:

*Qualification disclaimers & reward information:
Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Qualification Cycle in order to qualify for the account’s rewards.
“Qualification Cycle” means a period beginning one(1) banking day prior to the first day of the current statement cycle through one (1) banking day prior to the last business day of the current statement cycle.
You will receive ATM reimbursements up to an aggregate total of $15.00 for nationwide ATM withdrawal fees incurred within your Kasasa CashBack account during that Qualification Cycle.
We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM withdrawal fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction
NOTE: ATM fee reimbursements only apply to Kassa Cash, Kasasa Cash Back or Kasasa Tunes transactions via ATM; Kasasa Saver ATM transaction fees are not reimbursed nor refunded.
When your Kasasa Cash Back account qualifications are not met, no cash back payments are made, and ATM withdrawal fees are not refunded. Cash
Cash back payments and nationwide ATM withdrawal fee reimbursements will be credited to your Kasasa Cash Back account on the last day of the current statement cycle.
Rates, rewards, and bonuses, if any, are variable and may change after the account is opened; rates may change without notice to you. No minimum balance is required to earn or receive the account’s rewards. Rewards less than a penny cannot be distributed.
Advertised information and rewards are based on all account qualifications being met during each cycle period.


Kasasa Tunes Checking:

*Qualification disclaimers & reward information:
Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Qualification Cycle in order to qualify for the account’s rewards.
“Qualification Cycle” means a period beginning one(1) banking day prior to the first day of the current statement cycle through one (1) banking day prior to the last business day of the current statement cycle.
You will receive ATM reimbursements up to an aggregate total of $15.00 for nationwide ATM withdrawal fees incurred within your Kasasa Tunes account during that Qualification Cycle.
We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM withdrawal fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction
NOTE: ATM fee reimbursements only apply to Kassa Cash, Kasasa Cash Back or Kasasa Tunes transactions via ATM; Kasasa Saver ATM transaction fees are not reimbursed nor refunded.
When your Kasasa Tunes account qualifications are not met, no reward payments are made, and ATM withdrawal fees are not refunded.
Reward payments and nationwide ATM withdrawal fee reimbursements will be credited to your Kasasa Tunes account on the last day of the current statement cycle.
Rates, rewards, and bonuses, if any, are variable and may change after the account is opened; rates may change without notice to you. No minimum balance is required to earn or receive the account’s rewards. Rewards less than a penny cannot be distributed.
Advertised information and rewards are based on all account qualifications being met during each cycle period.