Simple. Straightforward. Just what you need.
Our Personal Checking account is designed to keep banking easy. Whether you’re getting started or prefer a no-frills option, this account gives you the essentials – with the service and support you expect from your local community bank.
FVSBank Personal Checking Features
- ✅ $2.50 monthly service fee waived with:
- enrollment in digital statements and
- maintain a $50 average daily balance.✅
- 💵 $50 minimum opening deposit
💡 Make the Most of Your Checking Account
When you bank with FVSBank, you get:
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📲 Digital Banking Access – Manage your money anytime, anywhere.
- 💻 Online & Mobile Banking
- 📸 Mobile Deposit
- 📄 Digital Statements
- 🧾 Bill Pay
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🏧 No ATM Fees at Our Locations – Easy access to your funds. Access to 55,000+ surcharge-free ATMs nationwide through the Allpoint® Network
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📨 Digital Statements & Alerts – Stay on top of your balance and transactions.
- 💳 FVSBank Debit Card
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🛟 Overdraft Protection and/or Overdraft Privilege
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Why FVSBank? ❤️
We’re a mutual bank – which means we’re owned by our depositors, not shareholders. When you bank with FVSBank, you’re part of something bigger: a financial institution that puts people first, supports local communities, and makes banking personal.
Start building healthy financial habits with a bank that’s on your side. 💪
Overdraft Protection & Overdraft Privilege
Even with the best of planning, life can throw surprises your way. At FVSBank, we offer helpful options to give you peace of mind when funds in your checking account run low. Overdraft Privilege limits vary based on your account type and eligibility.
Overdraft Protection
Best for: Customers who keep funds in another FVSBank account and want extra coverage.
- helps avoid overdrafts by automatically moving money from another FVSBank account into your account when you need it
- helps avoid declined transactions or returned payments
- there is a small transfer fee
Overdraft Privilege
Best for: Customers who want an extra safety net when unexpected expenses come up.
- helps avoid declined debit card transactions, returned checks or late fees from missed payments
- allows account to temporarily go below zero, up to a set limit
- this service includes a fee for each overdraft item paid
How to Enroll in Overdraft Privilege
Getting started is easy. Simply complete the consent form and return it to your nearest FVSBank location. 👉 Download the Overdraft Privilege Consent Form (PDF)
🔍 Want to learn more? We’re happy to explain how Overdraft Privilege works and help you choose the option that’s right for you. You can also read 🔍 What else should I know about Overdraft Privilege?
Get Started Today 🚀
Open your FVSBank Personal Checking account online or stop in to your nearest branch with a parent or guardian if you’re under 18.