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Why buy a vacation home in Wisconsin?

If your family has a favorite spot you return to year after year, it makes sense to get a place of your own instead of renting. When you own a vacation property, you can also spend more time there if you wish. Why not visit several times a year, stay longer than a week, and gather extended family there for holidays? Buying a second home now may also turn into your retirement plan if you decide to relocate there later in life.

Buying a vacation home is a big financial decision, but you can offset some of the cost by renting it out when you’re not using it. Just review the local laws on short-term rentals before you buy. Make sure to also leave room in your budget for maintenance and repairs.

How is a vacation property loan different from a conventional mortgage?

When you obtain financing to purchase a property that isn’t your primary residence, you can expect to put more down and meet stricter qualifying requirements. Get your finances in order and make sure your credit score and history are strong before you apply.

Get pre-approved for a Vacation Home Mortgage in Wisconsin!

Want to know how much you can afford to spend on your vacation property? Get pre-approved so you can shop with confidence and enjoy a smoother overall application process. Contact one of our home loan specialists and we can help you explore your options. You can also apply online.

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