Key Features

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Automatic Savings

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High Interest

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No Monthly Maintenance Fees

Are you looking for a savings account with no minimum in Fond du Lac, Oshkosh, or Waupun, WI? With Kasasa Saver, you can effortlessly grow your savings for a rainy day or other savings goals. Link your Kasasa® checking account to this free, rewards-earning savings account that helps you save. We are a full-service bank offering personal savings accounts and other financial services in Fond du Lac, Oshkosh, Waupun, and the Fox Valley area.

What To Know About Kasasa Saver

Wondering if this type of savings account is right for you? Check out the complete list of details:

  • Savings account that builds your savings effortlessly
  • Must link to Kasasa Cash® or Kasasa Cash Back® checking
  • Automatic transfers of Kasasa Cash or Kasasa Cash Back earnings
    • 0.50% APY* on balances up to $5,000
    • 0.35% to 0.50% APY on balances over $5,000 depending on balance in account*
    • 0.05% APY* if qualifications are not met in Kasasa Cash or Kasasa Cash Back
  • No minimum balance to earn rewards
  • No statement cycle fees
  • Includes digital banking services:
    • Online banking
    • Mobile banking
    • eStatements
  • No minimum deposit to open

It’s Easy to Earn Your Rewards!

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Statement Qualification Cycle:

  • At least 12 debit card purchases
  • Be enrolled in and agree to receive eStatements
  • Be enrolled in and log into online banking

That’s it. Even if you don’t meet your qualifications during the cycle, your Kasasa accounts are still free. Plus, you’ll still earn our base interest rate on Kasasa Saver®. And you can get right back to earning your full rewards the very next month!

Not sure which personal savings account is right for you? Compare our nine account options.

What is Kasasa Saver?

Kasasa Savings accounts are offered exclusively by community banks. These rewards savings accounts are free to open and don’t carry a statement cycle fee. Build your savings and reach your financial goals faster. Must be linked to Kasasa Cash® or Kasasa Cash Back for automatic transfers of your cash earnings.

Open A Kasasa Saver Account Online

Complete our online form for a new personal account opening. One of our bankers will be in touch within one business day to help you complete the process. When you open a no fee savings account with FVS Bank, you’ll be able to manage your account from anywhere with Digital Banking. Schedule funds transfers, pay bills, and view account balances and history. Questions? Visit your nearest location in Wisconsin or contact us.

View Rates

Kasasa Saver

Balance Minimum Opening Deposit Rate APY
0 - $5000
Minimum Opening Deposit
Minimum Opening Deposit
All balances if qualifications not met
Minimum Opening Deposit

Please Note:

  • For qualification, all CheckCard transactions and online banking access must post and settle to your account within the qualification cycle to receive the highest rate of interest and ATM fee refunds.
  • Transactions may take one or more business days to post and settle to an account after the date of the transaction.
  • ATM transactions are not qualifying CheckCard transactions.


*Qualification disclaimers & reward information:

  • Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Statement Qualification Cycle in order to qualify for the account’s rewards.
  • <“Statement Qualification Cycle” means a period beginning one(1) banking day prior to the first day of the current statement cycle through one (1) banking day prior to the last business day of the current statement cycle.
  • We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM withdrawal fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction
  • NOTE: ATM fee reimbursements only apply to Kassa Cash, Kasasa Cash Back or Kasasa Tunes transactions via ATM; Kasasa Saver ATM transaction fees are not reimbursed nor refunded.
  • When your Kasasa checking account qualifications are not met, no reward payments are made and ATM withdrawal fees are not refunded.
  • Reward payments and nationwide ATM withdrawal fee reimbursements will be credited to your Kasasa Saver account on the last day of the current statement cycle.
  • Rates, rewards and bonuses, if any, are variable and may change after account is opened; rates may change without notice to you. No minimum balance is required to ear or receive the account’s rewards. Rewards less than a penny cannot be distributed.
  • Advertised information and rewards are based on all account qualifications being met during each cycle period.