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Kasasa Cash Learn More

Balance Minimum Opening Deposit Rate APY
0 - $15,000 $50 4.889% 5.00%
$15,000+ $50 0.499% 5.00% to 0.50%
All balances if qualifications not met $50 0.05% 0.05%

APY = Annual Percentage Yield. APR = Annual Percentage Rate. Fees may reduce earnings. Rates subject to change.

Qualifications

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® account during each Qualification Cycle:

  • At least 12 debit card purchases
  • Be enrolled in and agree to receive eStatements
  • Be enrolled in and log into online banking

That's it. Even if you don't meet your qualifications during the cycle, your Kasasa Cash account is still free. Plus, you'll still earn our base interest rate. And you can get right back to earning your full rewards the very next month!

FVSBank Relationship Checking

Account Rate APY
FVSBank Relationship Checking 0.05% 0.05%

APY = Annual Percentage Yield. Fees may reduce earnings. Rates are subject to change. Rates effective July 2023.

Kasasa Saver Learn More

Balance Minimum Opening Deposit Rate APY
0 - $5,000 $0 0.499% 0.50%
$5,000+ $0 0.499% 0.50
All balances if qualifications not met $0 0.05% 0.05%

APY = Annual Percentage Yield. APR = Annual Percentage Rate. Fees may reduce earnings. Rates subject to change.

Qualifications

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Qualification Cycle:

  • At least 12 debit card purchases
  • Be enrolled in and agree to receive eStatements
  • Be enrolled in and log into online banking

That's it. Even if you don't meet your qualifications during the cycle, your Kasasa accounts are still free. Plus, you'll still earn our base interest rate on Kasasa Saver®. And you can get right back to earning your full rewards the very next month!

Savings Accounts

Account Minimum Opening Deposit Rate APY Monthly Service Fee
Statement Savings $100 0.10% 0.10% $1.50
FVSBank 3500 Savings $3,500 0.15% 0.15% $10
Holiday Club $25 0.15% 0.15% n/a
Business Savings $1,000 0.15% 0.15% $10

APY = Annual Percentage Yield. APR = Annual Percentage Rate. Fees may reduce earnings. Rates are subject to change. Rates effective July 2023.

HSA Learn More

Balance Rate APY
$50 - $2,499 0.20% 0.20%
$2,500 - $9,999 0.30% 0.30%
$10,000 - $24,999 0.40% 0.40%
$25,000 + 0.50% 0.50%

Health Savings Account requires $50 to open. Monthly service fee may be imposed if account qualifications are not met (see Truth in Savings disclosure for more details).  HSAs are subject to limitations and/or penalties imposed by the Internal Revenue Service. Please see the HSA Agreement for additional information.

APY = Annual Percentage Yield. APR = Annual Percentage Rate. Fees may reduce earnings. Rates are subject to change. Rates are effective July 2023.

Money Market Account Learn More

Deposit Range Rate APY
$500 - $2,499 0.15% 0.15%
$2,500 - $9,999 0.20% 0.20%
$10,000 - $24,999 0.40% 0.40%
$25,000 - $49,999 1.05% 1.06%
$50,000 - $99,999 1.20% 1.21%
$100,000 and over 1.30% 1.31%

APY = Annual Percentage Yield. APR = Annual Percentage Rate. Fees may reduce earnings. Rates are subject to change.

Money Market funds require $2,500 to open and money market regulations apply. If the balance falls below $1,200 a $5.00 monthly service charge applies. Annual percentage yields (APYs) are effective for the month of March 2024. Fox Valley Savings Bank reserves the right to limit new accounts to people residing in its Wisconsin market areas.

Premium Money Market

Deposit Range Rate APY
$50,000-$99,999 3.00% 3.04%
$100,000-$249,999 3.25% 3.30%
$250,000 & over 3.50% 3.56%

APY = Annual Percentage Yield. APR = Annual Percentage Rate. Fees may reduce earnings. Rates are subject to change.

Premium Money Market funds require $50,000 to open and money market regulations apply. If the balance falls below $50,000 a $10.00 monthly service charge applies. Annual percentage yields (APYs) are effective as for the month of March 2024. Fox Valley Savings Bank reserves the right to limit new accounts to people residing in its Wisconsin market areas.

Certificates of Deposit (CDs) Learn More

Term Minimum Opening Deposit Rate APY
6 Month $500 1.15% 1.15%
7 Month $5,000 5.10% 5.15%
11 Month $5,000 4.85% 4.85%
1 Year $500 2.00% 2.00%
19 Month $5,000 4.00% 4.00%
2 Year $500 2.10% 2.10%
29 Month $5,000 4.00% 4.00%
3 Year $500 2.20% 2.20%
4 Year $500 2.20% 2.20%

APY = Annual Percentage Yield. APR = Annual Percentage Rate. Fees may reduce earnings. Rates are subject to change.

FVSBank reserves the right to limit new accounts to people residing in its Wisconsin market areas. A penalty for early withdrawal.

Fixed rates are effective as of February 29 - March 6, 2024.

IRA Investment Accounts Learn More

Term Minimum Opening Deposit Rate APY
7 Month $5,000 5.10% 5.15%
11 Month $5,000 4.85% 4.85%
1 Year $500 2.00% 2.00%
19 Month $5,000 4.00% 4.00%
2 Year $500 2.10% 2.10%
29 Month $5,000 4.00% 4.00%
3 Year $500 2.20% 2.20%
4 Year $500 2.20% 2.20%

APY = Annual Percentage Yield. APR = Annual Percentage Rate. Fees may reduce earnings. Rates are subject to change. Fixed rates are effective as of February 29 - March 6, 2024.

IRA Savings Learn More

Balance Rate APY
$50 - $2,499 0.10% 0.10%
$2,500 - $9,999 0.15% 0.15%
$10,000 - $24,999 0.35% 0.35%
$25,000 and Over 0.70% 0.70%

APY = Annual Percentage Yield. APR = Annual Percentage Rate. Fees may reduce earnings. Rates are subject to change. Effective March 2024.

Mortgage Loans Learn More

Type of Home Mortgage Rate APR Payment Example per $1,000 borrowed
10 Year Fixed 6.500% 6.803% $11.35
15 Year Fixed 6.500% 6.715% $8.71
20 Year Fixed 6.750% 7.054% $7.60
30 Year Fixed 6.875% 7.139% $6.57

 

APR = Annual Percentage Rate. Mortgage loan rates are effective for February 29, 2024; subject to change at any time. Rates and fees may vary based on such factors as credit scores, loan-to-value ratio, type of property, and amount of loan. The rates shown are for single-family, owner-occupied properties. Sample payment and rates are based on a loan of $1,000 with a 20% down payment to purchase a primary residence. Estimated payment does not include taxes and insurance. Not all borrowers qualify for all mortgage programs; must meet underwriting guidelines and are subject to credit review and approval. Rates are subject to change at any time. 

Home Equity Loans Learn More

APR As low as Terms in Months
8.50% 1 to 36
8.75% 37 to 60
8.95% 61 to 120

*APR=Annual Percentage Rate. Rates are subject to change at any time and may vary based on such factors as credit score, loan-to-value ratio, type of property and amount of the loan. 

Home Equity Line of Credit (HELOC) Learn More

APR as low as Loan to Value
9.25% 90% or Less

APR - Annual Percentage Rate. Rates are subject to change at any time and may vary based on such factors as credit score. This Home Equity Line of Credit has a variable interest rate with a floor of 4.00% APR and a ceiling of 18.00% APR. Available to qualified borrowers. Offer subject to change at any time. The yearly maintenance fee of $50 is waived the 1st year. Estimated costs are $242 due at the time of closing, excluding appraisal if needed. Home Owners Insurance is required. New lines only.

FVSBank is limited to making home equity loans in Wisconsin.

New Construction Loan Learn More

Type Rate/APR
12 Month Note 6.50%

*APR=Annual Percentage Rate. Rates are subject to change at any time and may vary based on such factors as credit score, loan-to-value ratio, type of property and amount of the loan.

Loan rate applies to new construction loans only. On a $250,000 loan, estimated construction closing costs would be as low as $1,300.00. Interest is due monthly.

New Auto Loans Learn More

APR as low as Terms in Months
7.74% 1 to 36 months
7.99% 37 to 48 months
8.24% 49 to 60 months
8.99% 61 to 72 months

APR=Annual Percentage Rate. Rates are subject to change at any time and may vary based on such factors as credit score, loan-to-value ratio, year of vehicle and amount of the loan. Maximum loan-to-value ratio up to 90%.

Used Auto Loans Learn More

APR as low as Term in months
8.74% 1 to 36 months
8.99% 37 to 48 months
9.24% 48 to 60 months

APR = Annual Percentage Rate. Rates are subject to change at any time and may vary based on such factors as credit score, loan-to-value ratio, year of vehicle and amount of loan. Maximum loan-to-value ratio up to 90%.

New Recreational Vehicle Loans Learn More

APR as low as Term in Months
9.99% 1 to 36 months
10.24% 37 to 48 months
10.79% 49 to 60 months

APR=Annual Percentage Rate. Rates are subject to change at any time and may vary based on such factors as credit score, loan-to-value ratio, year of vehicle and amount of the loan. Maximum loan-to-value ratio up to 85%.

Used Recreational Vehicle Loans Learn More

APR as low as Term in months
11.99% 1 to 36 months
12.49% 37 to 48 months

APR=Annual Percentage Rate. Rates are subject to change at any time and may vary based on such factors as credit score, loan-to-value ratio, year of vehicle and amount of the loan. Maximum loan-to-value ratio up to 75%.

Personal Loans Learn More

APR as low as Minimum Loan Amount Term in months
14.50% $5,000 12 to 36 months
15.00% $5,000 37 to 60 months

APR=Annual Percentage Rate. Rates are subject to change at any time and may vary based on such factors as credit score, loan-to-value ratio, and amount of the loan. 

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