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Kasasa Cash Learn More

Balance Minimum Opening Deposit Rate APY
0 - $10,000 $50 1.98% 2.00%
$10,000+ $50 0.25% 2.00% to 0.25%
All balances if qualifications not met $50 0.05% 0.05%

APY = Annual Percentage Yield. APR = Annual Percentage Rate. Fees may reduce earnings. Rates subject to change.

Qualifications

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® account during each Qualification Cycle:

  • At least 12 debit card purchases
  • Be enrolled in and agree to receive eStatements
  • Be enrolled in and log into online banking

That's it. Even if you don't meet your qualifications during the cycle, your Kasasa Cash account is still free. Plus, you'll still earn our base interest rate. And you can get right back to earning your full rewards the very next month!

Kasasa Saver Learn More

Balance Minimum Opening Deposit Rate APY
0 - $5,000 $0 0.349% 0.349%
$5,000+ $0 0.25% 0.35% to 0.25%
All balances if qualifications not met $0 0.05% 0.05%

APY = Annual Percentage Yield. APR = Annual Percentage Rate. Fees may reduce earnings. Rates subject to change.

Qualifications

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Qualification Cycle:

  • At least 12 debit card purchases
  • Be enrolled in and agree to receive eStatements
  • Be enrolled in and log into online banking

That's it. Even if you don't meet your qualifications during the cycle, your Kasasa accounts are still free. Plus, you'll still earn our base interest rate on Kasasa Saver®. And you can get right back to earning your full rewards the very next month!

Savings Accounts

Account Minimum Opening Deposit Rate APY Monthly Service Fee
Statement Savings $100 0.10% 0.10% $1.50
FVSBank 3500 Savings $3,500 0.15% 0.15% $10
Holiday Club $25 0.15% 0.15% n/a
Business Savings $1,000 0.15% 0.15% $10

APY = Annual Percentage Yield. APR = Annual Percentage Rate. Fees may reduce earnings. Rates are subject to change. Rates effective August 2022.

HSA Learn More

Balance Rate APY
$50 - $2,499 0.20% 0.20%
$2,500 - $9,999 0.30% 0.30%
$10,000 - $24,999 0.40% 0.40%
$25,000 + 0.50% 0.50%

Health Savings Account requires $50 to open. Monthly service fee may be imposed if account qualifications are not met (see Truth in Savings disclosure for more details).  HSAs are subject to limitations and/or penalties imposed by the Internal Revenue Service. Please see the HSA Agreement for additional information.

APY = Annual Percentage Yield. APR = Annual Percentage Rate. Fees may reduce earnings. Rates are subject to change. Rates  are effective August 2022.

Money Market Account Learn More

Deposit Range APY Rate
$500 - $2,499 0.10% 0.10%
$2,500 - $9,999 0.15% 0.15%
$10,000 - $24,999 0.25% 0.25%
$25,000 - $49,000 0.35% 0.35%
$50,000 - $99,999 0.45% 0.45%
$100,000 and over 0.45% 0.45%

APY = Annual Percentage Yield. APR = Annual Percentage Rate. Fees may reduce earnings. Rates are subject to change.

Money Market funds require $2,500 to open and money market regulations apply. If the balance falls below $1,200 a $5.00 monthly service charge applies. Annual percentage yields (APYs) are effective for the month of November 2022. Fox Valley Savings Bank reserves the right to limit new accounts to people residing in its Wisconsin market areas.

Certificates of Deposit (CDs) Learn More

Term Minimum Opening Deposit Rate APY
6 Month $500 0.60% 0.60%
1 Year $500 1.30% 1.30%
19 mo. $500 3.00% 3.00%
2 Year $500 1.40% 1.40%
29 mo. $500 3.00% 3.00%
3 Year $500 1.50% 1.50%
37 mo. $5,000 3.00% 3.00%
4 Year $500 1.50% 1.50%

APY = Annual Percentage Yield. APR = Annual Percentage Rate. Fees may reduce earnings. Rates are subject to change.

FVSBank reserves the right to limit new accounts to people residing in its Wisconsin market areas. A penalty for early withdrawal.

Fixed rates are effective as of November 21, 2022, through November 27, 2022.

IRA Investment Accounts Learn More

Term Minimum Opening Deposit Rate APY
1 Year $500 1.30% 1.30%
2 Year $500 1.40% 1.40%
3 Year $500 1.50% 1.50%
37 mo. $5,000 3.00% 3.00%
4 Year $500 1.50% 1.50%

APY = Annual Percentage Yield. APR = Annual Percentage Rate. Fees may reduce earnings. Rates are subject to change. Fixed rates effective as of November 21 - November 27, 2022.

 

IRA Savings Learn More

Balance Rate APY
$50 - $2,499 0.10% 0.10%
$2,500 - $9,999 0.10% 0.10%
$10,000 - $24,999 0.20% 0.20%
$25,000 and Over 0.30% 0.30%

APY = Annual Percentage Yield. APR = Annual Percentage Rate. Fees may reduce earnings. Rates are subject to change. Effective November 2022.

Mortgage Loans Learn More

 

Type of Home Mortgage Rate APR Initial Rate Lock
10 Year Fixed 6.125% 6.419%  
15 Year Fixed 6.125% 6.333%  
20 Year Fixed 6.375% 6.545%  
30 Year Fixed 6.500% 6.631%  
5/1 year ARM as low as 5.375% 6.777% 5 years
7/1 year ARM as low as 5.500% 6.601% 7 years
10/1 year ARM as low as 6.000% 6.644% 10 years

APR = Annual Percentage Rate. Mortgage loan rates are effective for November 25, 2022; subject to change at any time. Rates and fees may vary based on such factors as credit scores, loan-to-value ratio, type of property, and amount of loan. The rates shown are for single-family, owner-occupied properties.

Home Equity Loans Learn More

APR As low as Terms in Months
7.15% 1 to 36
7.35% 37 to 60
7.75% 61 to 120

*APR=Annual Percentage Rate. Rates are subject to change at any time and may vary based on such factors as credit score, loan-to-value ratio, type of property and amount of the loan. 

Home Equity Line of Credit (HELOC) Learn More

APR as low as Loan to Value
7.00% 90% or Less

APR - Annual Percentage Rate. Rates are subject to change at any time and may vary based on such factors as credit score, loan-to-value ratio, property type, and amount of the loan. This Home Equity Line of Credit has a variable interest rate with a floor of 4.00% APR and a ceiling of 18.00% APR. Available to qualified borrowers. Offer subject to change at any time. The yearly maintenance fee of $50 is waived the 1st year. Estimated costs are $500 due at the time of closing, excluding appraisal if needed. Home Owners Insurance is required. New lines only.

FVSBank is limited to making home equity loans in Wisconsin.

New Construction Loan Learn More

Type Rate/APR
12 Month Note 5.15%

*APR=Annual Percentage Rate. Rates are subject to change at any time and may vary based on such factors as credit score, loan-to-value ratio, type of property and amount of the loan.

Loan rate applies to new construction loans only. On a $250,000 loan, estimated construction closing costs would be as low as $1,300.00. Interest is due monthly.

New Auto Loans Learn More

APR as low as Terms in Months
6.49% 1 to 36 months
6.99% 37 to 48 months
7.24% 49 to 60 months
7.74% 61 to 72 months

APR=Annual Percentage Rate. Rates are subject to change at any time and may vary based on such factors as credit score, loan-to-value ratio, year of vehicle and amount of the loan. Maximum loan-to-value ratio up to 90%.

Used Auto Loans Learn More

APR as low as Term in months
6.99% 1 to 36 months
7.49% 37 to 48 months
7.74% 48 to 60 months

APR = Annual Percentage Rate. Rates are subject to change at any time and may vary based on such factors as credit score, loan-to-value ratio, year of vehicle and amount of loan. Maximum loan-to-value ratio up to 90%.

New Recreational Vehicle Loans Learn More

APR as low as Term in Months
8.24% 1 to 36 months
8.49% 37 to 48 months
8.99% 49 to 60 months

APR=Annual Percentage Rate. Rates are subject to change at any time and may vary based on such factors as credit score, loan-to-value ratio, year of vehicle and amount of the loan. Maximum loan-to-value ratio up to 90%.

Used Recreational Vehicle Loans Learn More

APR as low as Term in months
10.75% 1 to 36 months
11.25% 37 to 48 months

APR=Annual Percentage Rate. Rates are subject to change at any time and may vary based on such factors as credit score, loan-to-value ratio, year of vehicle and amount of the loan. Maximum loan-to-value ratio up to 90%.

Personal Loans Learn More

APR as low as Minimum Loan Amount Term in months
13.25% $5,000 12 to 36 months
13.75% $5,000 37 to 60 months

APR=Annual Percentage Rate. Rates are subject to change at any time and may vary based on such factors as credit score, loan-to-value ratio, and amount of the loan. 

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