Savings solutions for your business goals
Whether you are building a cash cushion, setting aside funds for future purchases, or looking for ways to earn more on excess cash, FVSBank offers business savings options designed to fit the way your business manages money.
Explore business savings, money market, premium money market, and certificate of deposit options with local support from people who understand your business.
Choose the right place for your business funds
Business Savings
A simple way to set money aside while earning interest.
Good for:
- Emergency reserves
- Future purchases
- Seasonal cash planning
- General business savings
Business Money Market
A flexible option for businesses that want access to funds while earning a competitive rate.
Good for:
- Higher balances
- Short-term reserves
- Businesses that want liquidity
- Funds you may need to access
Business Premium Money Market
Designed for businesses with larger balances that want to make idle cash work harder while keeping funds accessible.
Good for:
- Excess operating funds
- Larger reserve balances
- Businesses seeking competitive earning potential
- Cash you want available when needed
Business Certificate of Deposit
A fixed-rate savings option for funds your business can set aside for a specific term.
Good for:
- Planned future expenses
- Long-term reserves
- Predictable earnings
- Funds not needed immediately
Not sure which account fits?
A local FVSBanker can help you compare options and choose the savings solution that matches your cash flow, goals, and timeline.
Need easy access?
Consider a Business Savings or Business Money Market
Have larger balances?
A Business Premium Money Marketmay help you earn more while keeping funds accessible.
Can set funds aside for a fixed period?
A Business Certificate of Deposit may offer a predictable return.
Business Savings + Digital Convenience
FVSBank business savings accounts work alongside the tools your business already uses, including digital banking access and treasury management solutions that help you mange cash flow, monitor accounts, and keep your business moving.
Frequently Asked Questions
What is the best savings account for my business?
The best option depends on how often you need access to the funds, your average balance, and whether you want a fixed or flexible rate. A Business Savings Account may be a good everyday option, while Money Market and CD options may help you earn more depending on your goals.
What is the difference between a business savings account and a business money market account?
A business savings account is typically used to build a cash reserve. A business money market account may offer higher earning potential while still keeping funds accessible.
When should businesses consider a CD?
An FVSBank Business CD may be a good fit when your business has funds it does not need immediate access to and wants a fixed rate for a set term.
Can I access my business savings account online?
Yes. FVSBank offers digital banking tools to help businesses monitor and manage accounts conveniently.
Can FVSBank help me decide which account to open?
Yes. A local FVSBank business banker can help compare options and recommend an account based on your business goals.
Ready to put your business savings to work?
Build reserves, earn interest, and manage your business funds with help from a local Wisconsin bank.