Build Your Home.
Finance It With Confidence.
Building a home is exciting – and financing it can feel confusing, FVSBank helps simplify the process with local lenders, flexible options, and guidance from lot purchase to final closing.
Planning to build?
Finance your new home from the ground up.
Found land first?
Ask about lot loan options
Renovating instead?
Explore financing for major updates, additions, or remodels.
One-Time Close Construction Loan
One loan. One closing. Less hassle. Good for buyers who want construction and permanent financing in one streamlined process.
✅ One loan, one closing, less hassle
✅ Adjustable-rate options
✅ Interest-only payments during construction
Traditional Construction Loan
Finance the build first, then move into permanent financing after completion.
✅ Customized loan terms to fit your project
✅ Competitive interest rates
✅ Interest-only payments during construction
Lot loan
Found land but not ready to build yet? Secure the property now and plan your future home.
Jumbo Construction Loan
For larger home builds that may exceed conventional loan limits.
Renovation Loan
Finance major improvements, additions, remodels, or upgrades to your current home.
Building Your First “Forever Home”?
You do not need to have everything figured out before talking with us. Whether you are comparing builders, looking at land, or wondering how construction loans work, our lenders can help you understand your next step.
Meet Our Lenders
Fond du Lac
Chris Dummer
Chris Dummer is passionate about helping customers find the right loan solutions to achieve their goals.
NMLS# 905854
Email Chris
920-907-8693
Specialties:
first-time homebuyers
home loans
refinance guidance
Justin Szatkowski
Justin Szatkowski is dedicated to helping customers identify the loan solution that best supports their financial goals.
NMLS# 488728
Email Justin
920-907-8697
Specialties:
first-time buyer support
mortgage solutions
refinance support
Oshkosh
Julie Spanbauer
Julie Spanbauer enjoys helping buyers navigate the homebuying process by building a long term relationship.
NMLS# 488889
Email Julie
920-231-1165
Specialties:
first home journey
loans to fit your home goals
refinancing made simple
Waupun
Derek Drews
Derek Drews loves helping customers realize the dream of homeownership.
NMLS# 442239
Email Derek
920-324-5528
Specialties:
your path to owning your first home
personalized home loan options
offering smarter refinancing options
New Construction FAQ
What is a construction loan?
A construction loan helps finance the cost of building a new home.
Can I buy land before I build?
Yes, a lot loan may help you secure land before construction begins.
Do I make payments during construction?
Some construction loans may offer interest-only payments during the build period.
What happens when construction is finished?
Depending on the loan type, financing may convert to a mortgage or require permanent financing.
Ready to Build Something That’s Yours?
Start with a simple conversation. Our local mortgage team will help you understand your options.
USA PATRIOT Act Information Disclosure
Important Information about Application Procedures
To help the government fight the funding of terrorism and money laundering activities. Federal law requires all financial institutions to obtain, verify, and record information that identifies every customer.
What this means to you: When you apply for a loan, we will ask you for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.