Simple checking for everyday life.
A straightforward account with the essentials you need to manage money, pay bills, use your debit card, and bank on the go.
FVSBank Personal Checking keeps things easy with local support and easy to use digital tools.
Benefits to Fit Your Life
Everyday Access
Use your FVSBank debit card for purchases, payments, and everyday spending
Mobile Banking
Bank from your phone with online banking, mobile banking, mobile deposit, digital statements, and bill pay
ATM Access
Use FVSBank ATMs and access 55,000+ surcharge-free ATMs nationwide through the Allpoint® Network
Balance Alerts
Set up digital statements and alerts to help stay on top of balances and transactions
FVSBank Personal Checking Features
💵 $50 minimum opening deposit
💵$2.50 monthly service fee waived with:
- enrollment in digital statements and
- maintain a $50 average daily balance.
✅debit card
✅online and mobile banking
✅mobile deposit
✅bill pay
✅access to FVSBank ATMs netork
💡 Make the Most of Your Checking Account
When you bank with FVSBank, you get:
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📲 Digital Banking Access – Manage your money anytime, anywhere.
- 💻 Online & Mobile Banking
- 📸 Mobile Deposit
- 📄 Digital Statements
- 🧾 Bill Pay
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📨 Digital Statements & Alerts – Stay on top of your balance and transactions.
- 💳 FVSBank Debit Card
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🛟 Overdraft Protection and/or Overdraft Privilege
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Manage your money from anywhere
Check balances, deposit checks, pay bills, and keep track of your account with online and mobile banking.
Skip unnecessary extras
This account is built for people that want simple checking without a lot of complicated features.
Get help from real people
Have a question? Our local team is here to help you understand your account and make banking feel personal.
Choose FVSBank Personal Checking if you want:
- A simple checking account
- Easy digital banking tools
- A local bank you can talk to
- A debit card for everyday spending
- A basic account to build healthy money habits
Want More Perks?
Compare this account with the FVSBank Rewards or FVSBank Rewards Plus Checking accounts
Overdraft Options
Life happens. FVSBank offers options that may help when your balance runs low.
Overdraft Protection
Best for: Customers who keep funds in another FVSBank account and want extra coverage.
- helps avoid overdrafts by automatically moving money from another FVSBank account into your account when you need it
- helps avoid declined transactions or returned payments
- there is a small transfer fee
Overdraft Privilege
Best for: Customers who want an extra safety net when unexpected expenses come up.
- helps avoid declined debit card transactions, returned checks or late fees from missed payments
- allows account to temporarily go below zero, up to a set limit
- this service includes a fee for each overdraft item paid
How to Enroll in Overdraft Privilege
Getting started is easy. Simply complete the consent form and return it to your nearest FVSBank location. 👉 Download the Overdraft Privilege Consent Form (PDF)
🔍 Want to learn more? We’re happy to explain how Overdraft Privilege works and help you choose the option that’s right for you. You can also read 🔍 What else should I know about Overdraft Privilege?
Get Started Today 🚀
Open your FVSBank Personal Checking account online or stop in to your nearest branch with a parent or guardian if you’re under 18.